Mortgage lending in Cass County, Texas
Lenders in Cass County, Texas reported 1,010 mortgage applications for 2025, according to the CFPB.
1,010 mortgage applications and 444 loans originated in 2025; the denial rate was 36.4% of 804 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cass County, TX.
- 1,010
- Applications
- 444
- Loans originated
- 36.4%
- Denial rate
- 293 denied of 804 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,010 | 444 |
| 2024 | 832 | 394 |
| 2023 | 844 | 359 |
| 2022 | 1,051 | 486 |
| 2021 | 1,242 | 650 |
| 2020 | 1,086 | 518 |
| 2019 | 794 | 411 |
| 2018 | 734 | 358 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Red River Employees Federal Credit Union | 32 | 34 |
| Rocket Mortgage | 26 | 49 |
| The First National Bank of Hughes Springs | 23 | 27 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 86 |
| United Wholesale Mortgage | 20 | 25 |
| 21ST Mortgage | 20 | 126 |
| Highlands Residential Mortgage, Ltd. | 16 | 20 |
| The City National Bank of Sulphur Springs | 15 | 20 |
| Texar Federal Credit Union | 13 | 14 |
| East Texas Professional C.U. | 12 | 13 |
| Mortgage Financial Services | 11 | 11 |
| Triad Financial Services, Inc. | 9 | 68 |
| State Bank of De Kalb | 9 | 18 |
| Crosscountry Mortgage, LLC | 9 | 14 |
| Guild Mortgage Company | 8 | 9 |
| T2 Financial LLC | 7 | 7 |
| Nationstar Mortgage | 7 | 8 |
| Fairway Independent Mort Corp | 7 | 12 |
| Southwest Stage Funding LLC | 6 | 18 |
| Guaranty Bank & Trust | 6 | 6 |
| loanDepot.com LLC | 6 | 17 |
| Cadence Bank | 6 | 8 |
| Bodcaw Bank | 5 | 5 |
| Mortgage Research Center | 5 | 19 |
| SWBC Mortgage Corporation | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 113 | 65.2% of 89 decided |
| White | 754 | 32.7% of 605 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 113 | 29.1% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 804 | 37.6% of 651 decided |
| Joint | 25 | no rate: base under 50 |
| Ethnicity Not Available | 149 | 28.0% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 344 | 36.6% of 265 decided |
| Female | 222 | 49.5% of 182 decided |
| Joint | 381 | 29.7% of 306 decided |
| Sex Not Available | 63 | 29.4% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2069 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved