Mortgage lending in Hopkins County, Texas
Lenders in Hopkins County, Texas reported 1,251 mortgage applications for 2025, according to the CFPB.
1,251 mortgage applications and 632 loans originated in 2025; the denial rate was 27.3% of 969 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hopkins County, TX.
- 1,251
- Applications
- 632
- Loans originated
- 27.3%
- Denial rate
- 265 denied of 969 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,251 | 632 |
| 2024 | 1,066 | 512 |
| 2023 | 1,053 | 546 |
| 2022 | 1,301 | 714 |
| 2021 | 1,608 | 953 |
| 2020 | 1,542 | 898 |
| 2019 | 1,114 | 669 |
| 2018 | 827 | 446 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The City National Bank of Sulphur Springs | 105 | 139 |
| Alliance Bank | 42 | 79 |
| Nations Lending Corporation | 37 | 41 |
| Rocket Mortgage | 34 | 45 |
| 21ST Mortgage | 24 | 110 |
| Newrez LLC | 19 | 30 |
| United Wholesale Mortgage | 18 | 33 |
| Guaranty Bank & Trust | 17 | 24 |
| Guild Mortgage Company | 17 | 22 |
| Credit Union of Texas | 16 | 27 |
| Mortgage Research Center | 16 | 35 |
| First National Bank of East Texas | 15 | 22 |
| Texas Heritage National Bank | 14 | 17 |
| Triad Financial Services, Inc. | 14 | 64 |
| Pennymac Loan Services LLC | 14 | 21 |
| Southwest Stage Funding LLC | 11 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 74 |
| Ark-LA-Tex Financial Services LLC | 9 | 13 |
| loanDepot.com LLC | 9 | 13 |
| American National Bank of Texa | 9 | 9 |
| Red River Employees Federal Credit Union | 8 | 14 |
| Farm Credit Mid-America, Aca | 5 | 8 |
| Glacier Bank | 5 | 8 |
| CMG Mortgage Inc | 5 | 8 |
| JPMorgan Chase Bank, NA | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 49 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 983 | 25.2% of 771 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 177 | 32.1% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 161 | 30.8% of 117 decided |
| Not Hispanic or Latino | 867 | 24.6% of 679 decided |
| Joint | 49 | no rate: base under 50 |
| Ethnicity Not Available | 174 | 29.5% of 132 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 416 | 29.3% of 311 decided |
| Female | 201 | 35.8% of 151 decided |
| Joint | 537 | 23.4% of 435 decided |
| Sex Not Available | 97 | 25.0% of 72 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1072 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved