Mortgage lending in Madison County, Texas
Lenders in Madison County, Texas reported 502 mortgage applications for 2025, according to the CFPB.
502 mortgage applications and 178 loans originated in 2025; the denial rate was 44.6% of 415 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Madison County, TX.
- 502
- Applications
- 178
- Loans originated
- 44.6%
- Denial rate
- 185 denied of 415 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 502 | 178 |
| 2024 | 332 | 130 |
| 2023 | 341 | 132 |
| 2022 | 386 | 160 |
| 2021 | 502 | 238 |
| 2020 | 428 | 201 |
| 2019 | 351 | 165 |
| 2018 | 306 | 131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank of Huntsville | 25 | 27 |
| 21ST Mortgage | 17 | 80 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 46 |
| Rocket Mortgage | 13 | 22 |
| United Wholesale Mortgage | 13 | 15 |
| Triad Financial Services, Inc. | 7 | 66 |
| Prosperity Bank | 6 | 20 |
| Freedom Mortgage Corporation | 5 | 8 |
| Pilgrim Mortgage LLC | 4 | 5 |
| Planet Home Lending, LLC | 3 | 4 |
| Click n' Close, Inc. | 3 | 3 |
| First Financial Bank | 3 | 4 |
| Flexpoint, Inc. | 2 | 2 |
| CMG Mortgage Inc | 2 | 7 |
| Fairway Independent Mort Corp | 2 | 3 |
| Firstbank | 2 | 8 |
| Luminate Bank | 2 | 3 |
| Crosscountry Mortgage, LLC | 2 | 2 |
| JPMorgan Chase Bank, NA | 2 | 4 |
| Wells Fargo Bank NA | 2 | 3 |
| Pennymac Loan Services LLC | 2 | 4 |
| Logan Finance Corporation | 1 | 2 |
| The Loan Store, Inc | 1 | 2 |
| Encompass Lending Group, L.P. | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 67 | 50.9% of 53 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 370 | 42.7% of 309 decided |
| Joint | under 10 | |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 59 | no rate: base under 50 |
| Not Hispanic or Latino | 338 | 43.0% of 284 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 78 | 50.0% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 168 | 46.9% of 143 decided |
| Female | 90 | 59.2% of 76 decided |
| Joint | 217 | 36.9% of 176 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1076 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved