Mortgage lending in Eastland County, Texas
Lenders in Eastland County, Texas reported 521 mortgage applications for 2025, according to the CFPB.
521 mortgage applications and 245 loans originated in 2025; the denial rate was 32.2% of 395 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Eastland County, TX.
- 521
- Applications
- 245
- Loans originated
- 32.2%
- Denial rate
- 127 denied of 395 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 521 | 245 |
| 2024 | 498 | 237 |
| 2023 | 448 | 199 |
| 2022 | 513 | 245 |
| 2021 | 660 | 363 |
| 2020 | 502 | 269 |
| 2019 | 373 | 223 |
| 2018 | 403 | 209 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 72 | 95 |
| loanDepot.com LLC | 13 | 16 |
| 21ST Mortgage | 13 | 68 |
| Guild Mortgage Company | 12 | 15 |
| Rocket Mortgage | 9 | 20 |
| United Wholesale Mortgage | 7 | 11 |
| Fairway Independent Mort Corp | 7 | 9 |
| Prosperity Bank | 5 | 18 |
| Mortgage Research Center | 5 | 12 |
| First United Bank and Trust Co | 5 | 5 |
| Lima One Capital, LLC | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 12 |
| Southwest Stage Funding LLC | 4 | 10 |
| Gateway First Bank | 4 | 5 |
| TexasBank | 3 | 6 |
| Primelending | 3 | 4 |
| Triad Financial Services, Inc. | 3 | 23 |
| Plaza Home Mortgage, Inc | 3 | 4 |
| Velocity Commercial Capital LLC | 3 | 4 |
| Credit Union of Texas | 2 | 4 |
| Navy Federal Credit Union | 2 | 3 |
| Churchill Mortgage Corporation | 2 | 2 |
| SWBC Mortgage Corporation | 2 | 2 |
| New American Funding, LLC. | 2 | 8 |
| United Built Homes, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 410 | 30.6% of 314 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 72 | 29.3% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 374 | 33.2% of 286 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 72 | 32.7% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 164 | 37.7% of 122 decided |
| Female | 92 | 41.9% of 62 decided |
| Joint | 223 | 27.0% of 178 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1863 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved