Mortgage lending in Wheeler County, Texas

Lenders in Wheeler County, Texas reported 87 mortgage applications for 2025, according to the CFPB.

87 mortgage applications and 40 loans originated in 2025; the denial rate was 27.9% of 68 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Wheeler County, TX.

87
Applications: 40
Loans originated: 27.9%
Denial rate: 19 denied of 68 applications decided.

Every year

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Mortgage applications and loans originated in Wheeler County, Texas, by year
Year	Applications	Originated	Denied
2025	87	40	19
2024	96	42	30
2023	72	40	4
2022	79	38	19
2021	117	61	23
2020	126	57	27
2019	77	41	23
2018	78	35	22

The largest lenders here

Lenders in Wheeler County, Texas by loans originated, 2025
Lender	Originated	Applications
Primelending	6	10
Right Start Mortgage, Inc	4	4
Centennial Bank	3	6
Rocket Mortgage	3	3
Wells Fargo Bank NA	3	3
Amarillo National Bank	2	5
FirstBank Southwest	2	2
Das Acquisition Company, LLC	2	4
The Loan Store, Inc	1	1
Nations Lending Corporation	1	1
American Financing Corporation	1	1
Churchill Mortgage Corporation	1	2
First United Bank	1	1
Equity Prime Mortgage LLC	1	1
Nationstar Mortgage	1	1
Longbridge Financial, LLC	1	1
Acfcu Federal Credit Union	1	1
Siwell, Inc., dba Capital Mortgage Services of Tex	1	1
Royal United Mortgage LLC	1	1
21ST Mortgage	1	11
PNC Bank N.A.	1	1
Pennymac Loan Services LLC	1	1
Umb Bank NA	1	1
Wellington State Bank	0	1
AmeriHome Mortgage Company, LLC	0	0

Applications by race, ethnicity and sex, 2025

By race, Wheeler County, Texas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	68	24.1% of 54 decided
Joint	under 10
Race Not Available	15	no rate: base under 50

By ethnicity, Wheeler County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	13	no rate: base under 50
Not Hispanic or Latino	59	no rate: base under 50
Joint	under 10
Ethnicity Not Available	withheld

By sex, Wheeler County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	28	no rate: base under 50
Female	withheld
Joint	27	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026