Mortgage lending in Rockwall County, Texas
Lenders in Rockwall County, Texas reported 6,043 mortgage applications for 2025, according to the CFPB.
6,043 mortgage applications and 3,617 loans originated in 2025; the denial rate was 19.2% of 4,765 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas, TX HUD Metro FMR Area.
- 6,043
- Applications
- 3,617
- Loans originated
- 19.2%
- Denial rate
- 915 denied of 4,765 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,043 | 3,617 |
| 2024 | 6,030 | 3,627 |
| 2023 | 6,064 | 3,469 |
| 2022 | 8,174 | 4,759 |
| 2021 | 12,080 | 7,722 |
| 2020 | 12,440 | 8,026 |
| 2019 | 7,247 | 4,467 |
| 2018 | 6,383 | 3,973 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 238 | 309 |
| DHI Mortgage Company, LTD. | 232 | 312 |
| Rocket Mortgage | 201 | 300 |
| Primelending | 124 | 177 |
| Crosscountry Mortgage, LLC | 114 | 159 |
| Priority Home Mortgage, L.P. | 88 | 103 |
| Pennymac Loan Services LLC | 84 | 147 |
| Credit Union of Texas | 83 | 142 |
| Frost Bank | 68 | 120 |
| SFMC, LP | 65 | 100 |
| Integrity Mortgage Corporation of Texas | 63 | 78 |
| Ark-LA-Tex Financial Services LLC | 62 | 76 |
| CMG Mortgage Inc | 61 | 92 |
| Highlands Residential Mortgage, Ltd. | 60 | 85 |
| Jet HomeLoans, LP | 56 | 88 |
| Bank of America NA | 54 | 137 |
| Parkstone Mortgage, LLC | 48 | 64 |
| Freedom Mortgage Corporation | 48 | 101 |
| Lennar Mortgage, LLC | 40 | 47 |
| Lower, LLC | 40 | 58 |
| Pikeview Mortgage, LLC | 39 | 45 |
| American Pacific Mortgage Corporation | 36 | 47 |
| JPMorgan Chase Bank, NA | 36 | 74 |
| Fairway Independent Mort Corp | 34 | 47 |
| Navy Federal Credit Union | 32 | 96 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 434 | 18.6% of 327 decided |
| Black or African American | 626 | 20.7% of 492 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 3,651 | 17.8% of 2,919 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 161 | 14.3% of 133 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,098 | 24.2% of 838 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 892 | 21.9% of 706 decided |
| Not Hispanic or Latino | 3,911 | 18.1% of 3,117 decided |
| Joint | withheld | |
| Ethnicity Not Available | 958 | 22.7% of 723 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,069 | 21.6% of 1,582 decided |
| Female | 1,089 | 20.4% of 864 decided |
| Joint | 2,438 | 15.5% of 1,970 decided |
| Sex Not Available | 447 | 26.1% of 349 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 168 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved