Mortgage lending in Karnes County, Texas
Lenders in Karnes County, Texas reported 280 mortgage applications for 2025, according to the CFPB.
280 mortgage applications and 123 loans originated in 2025; the denial rate was 29.4% of 214 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Karnes County, TX.
- 280
- Applications
- 123
- Loans originated
- 29.4%
- Denial rate
- 63 denied of 214 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 280 | 123 |
| 2024 | 243 | 98 |
| 2023 | 253 | 106 |
| 2022 | 246 | 92 |
| 2021 | 314 | 138 |
| 2020 | 303 | 124 |
| 2019 | 247 | 116 |
| 2018 | 265 | 118 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 197 | 32.2% of 152 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 126 | 36.0% of 100 decided |
| Not Hispanic or Latino | 80 | 27.9% of 61 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 94 | 32.8% of 67 decided |
| Female | 48 | no rate: base under 50 |
| Joint | 113 | 23.3% of 86 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1329 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved