Mortgage lending in Williamson County, Texas
Lenders in Williamson County, Texas reported 27,417 mortgage applications for 2025, according to the CFPB.
27,417 mortgage applications and 16,875 loans originated in 2025; the denial rate was 18.1% of 21,660 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Austin-Round Rock-San Marcos, TX MSA.
- 27,417
- Applications
- 16,875
- Loans originated
- 18.1%
- Denial rate
- 3,929 denied of 21,660 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 27,417 | 16,875 |
| 2024 | 26,410 | 16,314 |
| 2023 | 28,714 | 16,725 |
| 2022 | 45,040 | 25,646 |
| 2021 | 68,879 | 44,852 |
| 2020 | 64,634 | 42,071 |
| 2019 | 37,064 | 23,711 |
| 2018 | 29,695 | 18,748 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,850 | 2,370 |
| Rocket Mortgage | 801 | 1,173 |
| Lennar Mortgage, LLC | 708 | 934 |
| CMG Mortgage Inc | 479 | 668 |
| Velocio Mortgage, L.L.C. | 476 | 576 |
| Randolph-Brooks Federal Credit Union | 415 | 775 |
| Pulte Mortgage LLC | 408 | 598 |
| Fairway Independent Mort Corp | 388 | 506 |
| KBHS Home Loans, LLC | 367 | 506 |
| DHI Mortgage Company, LTD. | 355 | 526 |
| Taylor Morrison Home Funding, Inc. | 349 | 396 |
| loanDepot.com LLC | 307 | 485 |
| University Federal Credit Union | 280 | 406 |
| Jet HomeLoans, LP | 252 | 328 |
| Pennymac Loan Services LLC | 239 | 498 |
| JPMorgan Chase Bank, NA | 202 | 363 |
| M/I Financial. LLC | 198 | 236 |
| Primelending | 195 | 241 |
| Frost Bank | 190 | 357 |
| CLM Mortgage, Inc | 181 | 203 |
| A+ Federal Credit Union | 174 | 452 |
| Bank of America NA | 172 | 435 |
| Austin Telco FCU | 168 | 293 |
| Newrez LLC | 165 | 457 |
| Mortgage Research Center | 156 | 341 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 245 | 25.6% of 195 decided |
| Asian | 5,738 | 14.5% of 4,484 decided |
| Black or African American | 1,410 | 24.6% of 1,113 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 14,180 | 17.3% of 11,415 decided |
| 2 or more minority races | 94 | 22.7% of 75 decided |
| Joint | 851 | 16.8% of 674 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,842 | 22.7% of 3,671 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,351 | 23.3% of 3,470 decided |
| Not Hispanic or Latino | 17,378 | 16.7% of 13,777 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,198 | 20.1% of 3,191 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 10,222 | 19.4% of 7,994 decided |
| Female | 4,775 | 21.7% of 3,792 decided |
| Joint | 10,428 | 14.4% of 8,439 decided |
| Sex Not Available | 1,992 | 23.4% of 1,435 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 169 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved