Mortgage lending in Panola County, Texas
Lenders in Panola County, Texas reported 702 mortgage applications for 2025, according to the CFPB.
702 mortgage applications and 276 loans originated in 2025; the denial rate was 39.1% of 522 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Panola County, TX.
- 702
- Applications
- 276
- Loans originated
- 39.1%
- Denial rate
- 204 denied of 522 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 702 | 276 |
| 2024 | 645 | 246 |
| 2023 | 648 | 262 |
| 2022 | 666 | 306 |
| 2021 | 859 | 412 |
| 2020 | 839 | 392 |
| 2019 | 562 | 266 |
| 2018 | 496 | 209 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 26 | 40 |
| Guild Mortgage Company | 25 | 35 |
| Verabank,n.a. | 19 | 23 |
| United Wholesale Mortgage | 19 | 30 |
| 21ST Mortgage | 18 | 85 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 74 |
| Eastman Credit Union | 8 | 18 |
| East Texas Professional C.U. | 8 | 27 |
| loanDepot.com LLC | 6 | 14 |
| Triad Financial Services, Inc. | 6 | 54 |
| Southwest Stage Funding LLC | 5 | 21 |
| United Built Homes, LLC | 5 | 8 |
| Henderson Federal Savings Bank | 4 | 4 |
| Austin Bank, Texas National Association | 4 | 9 |
| Prosperity Bank | 4 | 7 |
| Mortgage Research Center | 4 | 6 |
| BOM Bank | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 5 |
| Crosscountry Mortgage, LLC | 4 | 8 |
| The Loan Store, Inc | 3 | 3 |
| Land Home Financial Services, | 3 | 3 |
| Eustis Mortgage Corp | 3 | 3 |
| Nationstar Mortgage | 3 | 4 |
| Union Home Mortgage Corp. | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 87 | 55.2% of 67 decided |
| White | 503 | 35.8% of 377 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 87 | 50.8% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 59 | no rate: base under 50 |
| Not Hispanic or Latino | 510 | 35.6% of 390 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 111 | 49.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 234 | 40.7% of 167 decided |
| Female | 122 | 46.3% of 95 decided |
| Joint | 301 | 34.5% of 226 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1333 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved