Mortgage lending in Fayette County, Texas
Lenders in Fayette County, Texas reported 698 mortgage applications for 2025, according to the CFPB.
698 mortgage applications and 332 loans originated in 2025; the denial rate was 32.9% of 544 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Fayette County, TX.
- 698
- Applications
- 332
- Loans originated
- 32.9%
- Denial rate
- 179 denied of 544 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 698 | 332 |
| 2024 | 594 | 303 |
| 2023 | 603 | 265 |
| 2022 | 749 | 373 |
| 2021 | 978 | 514 |
| 2020 | 984 | 549 |
| 2019 | 586 | 319 |
| 2018 | 525 | 283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Round Top State Bank | 53 | 57 |
| Rocket Mortgage | 28 | 42 |
| United Wholesale Mortgage | 17 | 23 |
| 21ST Mortgage | 16 | 80 |
| Farm Credit Mid-America, Aca | 8 | 11 |
| Newrez LLC | 7 | 13 |
| Everett Financial, Inc. | 6 | 6 |
| JPMorgan Chase Bank, NA | 6 | 10 |
| The First National Bank of Bas | 5 | 6 |
| Prosperity Bank | 5 | 16 |
| Crosscountry Mortgage, LLC | 5 | 10 |
| Cadence Bank | 5 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 31 |
| CMG Mortgage Inc | 4 | 6 |
| Nationstar Mortgage | 4 | 5 |
| Randolph-Brooks Federal Credit Union | 4 | 10 |
| Freedom Mortgage Corporation | 4 | 8 |
| Frost Bank | 4 | 5 |
| First National Bank of Shiner | 3 | 5 |
| United Heritage Credit Union | 3 | 3 |
| Southwest Stage Funding LLC | 3 | 8 |
| loanDepot.com LLC | 3 | 10 |
| Mortgage Research Center | 3 | 8 |
| Citizens State Bank | 3 | 3 |
| New American Funding, LLC. | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 45 | no rate: base under 50 |
| White | 514 | 29.0% of 410 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 108 | 33.3% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 100 | 58.8% of 80 decided |
| Not Hispanic or Latino | 453 | 25.3% of 360 decided |
| Joint | withheld | |
| Ethnicity Not Available | 104 | 35.7% of 70 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 205 | 37.1% of 159 decided |
| Female | 142 | 46.3% of 108 decided |
| Joint | 305 | 25.6% of 246 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 634 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved