Mortgage lending in Wilbarger County, Texas
Lenders in Wilbarger County, Texas reported 230 mortgage applications for 2025, according to the CFPB.
230 mortgage applications and 125 loans originated in 2025; the denial rate was 22.9% of 179 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wilbarger County, TX.
- 230
- Applications
- 125
- Loans originated
- 22.9%
- Denial rate
- 41 denied of 179 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 230 | 125 |
| 2024 | 231 | 149 |
| 2023 | 219 | 140 |
| 2022 | 222 | 119 |
| 2021 | 223 | 108 |
| 2020 | 258 | 167 |
| 2019 | 234 | 143 |
| 2018 | 237 | 161 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Waggoner National Bank | 32 | 36 |
| Flat Branch Mortgage, Inc. | 15 | 24 |
| American National Bank & Trust | 13 | 16 |
| Rocket Mortgage | 10 | 15 |
| Network Funding, L.P. | 7 | 16 |
| United Wholesale Mortgage | 5 | 6 |
| Mortgage Research Center | 4 | 5 |
| 21ST Mortgage | 4 | 22 |
| Herring Bank | 3 | 3 |
| Texoma Community Credit Union | 3 | 3 |
| First Capital Bank | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 8 |
| Wells Fargo Bank NA | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 7 |
| TexasBank | 1 | 1 |
| The Loan Store, Inc | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| MLD Mortgage, Inc.dba the Money Store | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| American Financing Corporation | 1 | 1 |
| Guild Mortgage Company | 1 | 4 |
| CMG Mortgage Inc | 1 | 1 |
| Pilgrim Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 180 | 20.4% of 147 decided |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 136 | 19.6% of 107 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 31.5% of 54 decided |
| Female | 56 | no rate: base under 50 |
| Joint | 88 | 14.1% of 71 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2467 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved