Mortgage lending in Sherman County, Texas
Lenders in Sherman County, Texas reported 80 mortgage applications for 2025, according to the CFPB.
80 mortgage applications and 37 loans originated in 2025; the denial rate was 28.8% of 59 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sherman County, TX.
- 80
- Applications
- 37
- Loans originated
- 28.8%
- Denial rate
- 17 denied of 59 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 80 | 37 |
| 2024 | 46 | 23 |
| 2023 | 47 | 28 |
| 2022 | 66 | 34 |
| 2021 | 87 | 47 |
| 2020 | 52 | 28 |
| 2019 | 54 | 26 |
| 2018 | 48 | 24 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centennial Bank | 7 | 10 |
| Amarillo National Bank | 3 | 7 |
| Rocket Mortgage | 3 | 6 |
| RoundPoint Mortgage Servicing LLC | 2 | 2 |
| Mortgage Research Center | 2 | 3 |
| United Wholesale Mortgage | 2 | 4 |
| Right Start Mortgage, Inc | 2 | 5 |
| Alliance Credit Union | 2 | 3 |
| TexasBank | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| First National Bank Texas | 1 | 2 |
| Abilene Teachers FCU | 1 | 1 |
| Prosperity Bank | 1 | 1 |
| CMG Mortgage Inc | 1 | 2 |
| The Mortgage Link, Inc. | 1 | 1 |
| Equity Prime Mortgage LLC | 1 | 1 |
| Loanunited.com, LLC | 1 | 1 |
| Equity Bank | 1 | 1 |
| Education Credit Union | 1 | 2 |
| Access Community Credit Union | 1 | 1 |
| Hometrust Mortgage Company | 1 | 3 |
| Pennymac Loan Services LLC | 1 | 2 |
| MidFirst Bank | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 2 |
| Planet Home Lending, LLC | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 62 | 29.4% of 51 decided |
| Joint | under 10 | |
| Race Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 50 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 29 | no rate: base under 50 |
| Female | withheld | |
| Joint | 33 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved