Mortgage lending in Dallas County, Texas
Lenders in Dallas County, Texas reported 57,813 mortgage applications for 2025, according to the CFPB.
57,813 mortgage applications and 31,059 loans originated in 2025; the denial rate was 25.9% of 44,246 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Dallas, TX HUD Metro FMR Area.
- 57,813
- Applications
- 31,059
- Loans originated
- 25.9%
- Denial rate
- 11,447 denied of 44,246 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 57,813 | 31,059 |
| 2024 | 56,301 | 29,667 |
| 2023 | 55,297 | 28,511 |
| 2022 | 75,363 | 40,526 |
| 2021 | 115,384 | 69,222 |
| 2020 | 115,748 | 69,369 |
| 2019 | 81,000 | 45,567 |
| 2018 | 72,610 | 40,634 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 2,525 | 3,443 |
| Rocket Mortgage | 1,937 | 2,898 |
| JPMorgan Chase Bank, NA | 1,064 | 1,769 |
| Credit Union of Texas | 858 | 1,630 |
| Bank of America NA | 784 | 2,198 |
| Crosscountry Mortgage, LLC | 732 | 1,151 |
| Frost Bank | 673 | 1,207 |
| American Portfolio Mortgage Corporation | 549 | 762 |
| CMG Mortgage Inc | 505 | 825 |
| Everett Financial, Inc. | 482 | 819 |
| Lennar Mortgage, LLC | 464 | 786 |
| loanDepot.com LLC | 407 | 881 |
| Guaranteed Rate, Inc. | 405 | 843 |
| Pennymac Loan Services LLC | 396 | 856 |
| DHI Mortgage Company, LTD. | 357 | 523 |
| Primelending | 319 | 484 |
| First Horizon Bank | 308 | 412 |
| Fairway Independent Mort Corp | 289 | 461 |
| Newrez LLC | 281 | 1,068 |
| Cadence Bank | 263 | 387 |
| Wells Fargo Bank NA | 260 | 582 |
| PNC Bank N.A. | 257 | 733 |
| Kind Lending, LLC | 253 | 404 |
| Guild Mortgage Company | 245 | 381 |
| The Loan Store, Inc | 236 | 353 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 510 | 33.7% of 389 decided |
| Asian | 4,988 | 23.4% of 3,702 decided |
| Black or African American | 8,556 | 35.0% of 6,527 decided |
| Native Hawaiian or Other Pacific Islander | 109 | 48.7% of 76 decided |
| White | 29,004 | 22.9% of 22,796 decided |
| 2 or more minority races | 211 | 25.9% of 166 decided |
| Joint | 1,142 | 18.4% of 878 decided |
| Free Form Text Only | 38 | no rate: base under 50 |
| Race Not Available | 13,255 | 27.6% of 9,688 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14,866 | 29.5% of 11,654 decided |
| Not Hispanic or Latino | 30,406 | 24.4% of 23,411 decided |
| Joint | 1,672 | 19.0% of 1,287 decided |
| Ethnicity Not Available | 10,843 | 25.9% of 7,876 decided |
| Free Form Text Only | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 20,796 | 28.3% of 15,866 decided |
| Female | 13,977 | 29.4% of 10,757 decided |
| Joint | 16,357 | 19.8% of 12,852 decided |
| Sex Not Available | 6,683 | 26.2% of 4,771 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 380 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved