Mortgage lending in Wilson County, Texas
Lenders in Wilson County, Texas reported 2,290 mortgage applications for 2025, according to the CFPB.
2,290 mortgage applications and 1,214 loans originated in 2025; the denial rate was 24.7% of 1,770 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: San Antonio-New Braunfels, TX HUD Metro FMR Area.
- 2,290
- Applications
- 1,214
- Loans originated
- 24.7%
- Denial rate
- 438 denied of 1,770 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,290 | 1,214 |
| 2024 | 2,140 | 1,135 |
| 2023 | 2,084 | 1,062 |
| 2022 | 2,764 | 1,447 |
| 2021 | 3,953 | 2,249 |
| 2020 | 3,756 | 2,140 |
| 2019 | 2,255 | 1,272 |
| 2018 | 2,102 | 1,157 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Randolph-Brooks Federal Credit Union | 176 | 285 |
| United Wholesale Mortgage | 88 | 100 |
| Rocket Mortgage | 63 | 96 |
| 21ST Mortgage | 60 | 201 |
| Lennar Mortgage, LLC | 56 | 82 |
| Pilgrim Mortgage LLC | 43 | 55 |
| Mortgage Research Center | 23 | 52 |
| CMG Mortgage Inc | 22 | 27 |
| M/I Financial. LLC | 22 | 24 |
| Directions Equity, LLC | 21 | 31 |
| Pennymac Loan Services LLC | 21 | 43 |
| Newrez LLC | 20 | 53 |
| Triad Financial Services, Inc. | 18 | 110 |
| Freedom Mortgage Corporation | 18 | 45 |
| Navy Federal Credit Union | 17 | 41 |
| Crosscountry Mortgage, LLC | 17 | 23 |
| Frost Bank | 17 | 25 |
| Security Service | 16 | 41 |
| SWBC Mortgage Corporation | 16 | 17 |
| Falls City National Bank | 16 | 17 |
| Primelending | 14 | 15 |
| Gardner Financial Services | 13 | 19 |
| Guild Mortgage Company | 11 | 16 |
| Kind Lending, LLC | 11 | 18 |
| DHI Mortgage Company, LTD. | 10 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 72 | 23.6% of 55 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,719 | 24.3% of 1,333 decided |
| 2 or more minority races | under 10 | |
| Joint | 46 | no rate: base under 50 |
| Race Not Available | 403 | 25.9% of 309 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 652 | 32.6% of 522 decided |
| Not Hispanic or Latino | 1,103 | 20.1% of 831 decided |
| Joint | withheld | |
| Ethnicity Not Available | 338 | 25.4% of 264 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 738 | 28.4% of 559 decided |
| Female | 371 | 32.7% of 297 decided |
| Joint | 1,040 | 19.1% of 802 decided |
| Sex Not Available | 141 | 25.9% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 442 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved