Mortgage lending in Guadalupe County, Texas
Lenders in Guadalupe County, Texas reported 9,634 mortgage applications for 2025, according to the CFPB.
9,634 mortgage applications and 5,657 loans originated in 2025; the denial rate was 20.1% of 7,574 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Antonio-New Braunfels, TX HUD Metro FMR Area.
- 9,634
- Applications
- 5,657
- Loans originated
- 20.1%
- Denial rate
- 1,526 denied of 7,574 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,634 | 5,657 |
| 2024 | 9,250 | 5,604 |
| 2023 | 8,937 | 5,120 |
| 2022 | 11,414 | 6,300 |
| 2021 | 16,209 | 9,753 |
| 2020 | 15,653 | 9,412 |
| 2019 | 9,280 | 5,445 |
| 2018 | 7,907 | 4,648 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 854 | 1,099 |
| Randolph-Brooks Federal Credit Union | 496 | 927 |
| DHI Mortgage Company, LTD. | 344 | 510 |
| United Wholesale Mortgage | 260 | 347 |
| Rocket Mortgage | 190 | 298 |
| Pulte Mortgage LLC | 175 | 245 |
| Mortgage Research Center | 105 | 228 |
| Guild Mortgage Company | 97 | 130 |
| M/I Financial. LLC | 97 | 115 |
| loanDepot.com LLC | 87 | 126 |
| KBHS Home Loans, LLC | 84 | 127 |
| CMG Mortgage Inc | 84 | 134 |
| Directions Equity, LLC | 82 | 123 |
| CLM Mortgage, Inc | 80 | 94 |
| Crosscountry Mortgage, LLC | 80 | 113 |
| Pennymac Loan Services LLC | 75 | 151 |
| Velocio Mortgage, L.L.C. | 73 | 81 |
| Pilgrim Mortgage LLC | 73 | 95 |
| Freedom Mortgage Corporation | 66 | 167 |
| Gardner Financial Services | 66 | 85 |
| 21ST Mortgage | 65 | 307 |
| Jet HomeLoans, LP | 62 | 98 |
| Ark-LA-Tex Financial Services LLC | 60 | 75 |
| New American Funding, LLC. | 57 | 106 |
| Crestmark Mortgage Company, LTD | 56 | 62 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 148 | 19.8% of 111 decided |
| Asian | 257 | 17.6% of 204 decided |
| Black or African American | 639 | 19.8% of 494 decided |
| Native Hawaiian or Other Pacific Islander | 44 | no rate: base under 50 |
| White | 6,330 | 19.7% of 5,050 decided |
| 2 or more minority races | withheld | |
| Joint | 349 | 18.8% of 276 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,824 | 22.1% of 1,373 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,769 | 25.5% of 2,207 decided |
| Not Hispanic or Latino | 4,585 | 17.6% of 3,606 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,499 | 21.4% of 1,117 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,248 | 21.5% of 2,526 decided |
| Female | 1,915 | 24.7% of 1,519 decided |
| Joint | 3,793 | 16.2% of 3,029 decided |
| Sex Not Available | 678 | 23.6% of 500 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 578 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved