Mortgage lending in Scurry County, Texas
Lenders in Scurry County, Texas reported 377 mortgage applications for 2025, according to the CFPB.
377 mortgage applications and 185 loans originated in 2025; the denial rate was 28.0% of 268 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scurry County, TX.
- 377
- Applications
- 185
- Loans originated
- 28.0%
- Denial rate
- 75 denied of 268 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 377 | 185 |
| 2024 | 352 | 154 |
| 2023 | 321 | 149 |
| 2022 | 456 | 247 |
| 2021 | 558 | 291 |
| 2020 | 455 | 247 |
| 2019 | 390 | 239 |
| 2018 | 352 | 211 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Synergy One Lending, Inc. | 15 | 23 |
| Rocket Mortgage | 11 | 16 |
| Union Home Mortgage Corp. | 11 | 13 |
| 21ST Mortgage | 11 | 51 |
| Premier Mortgage Resources, LLC | 10 | 11 |
| Mortgage Research Center | 9 | 15 |
| Vista Bank | 7 | 7 |
| First Financial Bank | 6 | 10 |
| Cardinal Financial Company, Li | 6 | 8 |
| Highlands Residential Mortgage, Ltd. | 5 | 6 |
| Jefferson Bank | 5 | 6 |
| Citizens State Bank | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 11 |
| Umb Bank NA | 4 | 11 |
| Ark-LA-Tex Financial Services LLC | 3 | 3 |
| b1BANK | 3 | 3 |
| Guild Mortgage Company | 3 | 3 |
| Centennial Bank | 3 | 4 |
| Prosperity Bank | 3 | 16 |
| United Wholesale Mortgage | 3 | 5 |
| Carrington Mortgage Services LLC | 3 | 4 |
| First Western Trust Bank | 2 | 2 |
| DHI Mortgage Company, LTD. | 2 | 2 |
| Interlinc Mortgage Services, LLC | 2 | 2 |
| Cornerstone Capital Bank, SSB | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 294 | 25.4% of 213 decided |
| Joint | under 10 | |
| Race Not Available | 58 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 110 | 42.0% of 81 decided |
| Not Hispanic or Latino | 192 | 17.8% of 135 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 152 | 33.0% of 100 decided |
| Female | 58 | no rate: base under 50 |
| Joint | 133 | 29.7% of 101 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2076 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved