Mortgage lending in Bandera County, Texas
Lenders in Bandera County, Texas reported 970 mortgage applications for 2025, according to the CFPB.
970 mortgage applications and 449 loans originated in 2025; the denial rate was 30.2% of 721 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Antonio-New Braunfels, TX HUD Metro FMR Area.
- 970
- Applications
- 449
- Loans originated
- 30.2%
- Denial rate
- 218 denied of 721 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 970 | 449 |
| 2024 | 830 | 373 |
| 2023 | 901 | 396 |
| 2022 | 1,165 | 565 |
| 2021 | 1,604 | 811 |
| 2020 | 1,522 | 786 |
| 2019 | 1,027 | 489 |
| 2018 | 890 | 448 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 44 | 61 |
| United Wholesale Mortgage | 25 | 33 |
| 21ST Mortgage | 22 | 107 |
| Randolph-Brooks Federal Credit Union | 17 | 50 |
| Navy Federal Credit Union | 12 | 22 |
| Security Service | 12 | 26 |
| Mortgage Research Center | 12 | 22 |
| Triad Financial Services, Inc. | 11 | 39 |
| New American Funding, LLC. | 11 | 19 |
| Gardner Financial Services | 10 | 13 |
| Directions Equity, LLC | 10 | 12 |
| Gateway First Bank | 7 | 10 |
| Guaranteed Rate, Inc. | 7 | 14 |
| Right Start Mortgage, Inc | 7 | 10 |
| CMG Mortgage Inc | 6 | 8 |
| Frost Bank | 6 | 13 |
| TXN Bank | 5 | 6 |
| Primelending | 5 | 6 |
| Movement Mortgage, LLC | 5 | 9 |
| Newrez LLC | 5 | 16 |
| Jefferson Bank | 5 | 7 |
| The Loan Store, Inc | 4 | 4 |
| Farm Credit Mid-America, Aca | 4 | 6 |
| Guild Mortgage Company | 4 | 8 |
| SWBC Mortgage Corporation | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 746 | 30.2% of 557 decided |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 174 | 32.8% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 158 | 35.1% of 111 decided |
| Not Hispanic or Latino | 556 | 27.8% of 424 decided |
| Joint | 59 | no rate: base under 50 |
| Ethnicity Not Available | 197 | 35.6% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 320 | 34.4% of 244 decided |
| Female | 195 | 39.0% of 141 decided |
| Joint | 374 | 19.9% of 271 decided |
| Sex Not Available | 81 | 38.5% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 497 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved