Mortgage lending in Shackelford County, Texas
Lenders in Shackelford County, Texas reported 103 mortgage applications for 2025, according to the CFPB.
103 mortgage applications and 42 loans originated in 2025; the denial rate was 37.3% of 75 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Shackelford County, TX.
- 103
- Applications
- 42
- Loans originated
- 37.3%
- Denial rate
- 28 denied of 75 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 103 | 42 |
| 2024 | 91 | 49 |
| 2023 | 104 | 56 |
| 2022 | 82 | 46 |
| 2021 | 110 | 66 |
| 2020 | 115 | 79 |
| 2019 | 78 | 52 |
| 2018 | 81 | 52 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Financial Bank | 10 | 17 |
| Clear Fork Bank N.A. | 9 | 15 |
| Rocket Mortgage | 3 | 5 |
| Triad Financial Services, Inc. | 2 | 5 |
| Newrez LLC | 2 | 3 |
| United Wholesale Mortgage | 2 | 4 |
| 21ST Mortgage | 2 | 17 |
| First National Bank of Anson | 1 | 1 |
| Mortgage Financial Services | 1 | 1 |
| Countryplace Mortgage, LTD. | 1 | 4 |
| The Bank & Trust, s.s.b. | 1 | 1 |
| Datcu | 1 | 1 |
| American Pacific Mortgage Corporation | 1 | 1 |
| Commercial Bank of Texas, NA | 1 | 1 |
| Fairway Independent Mort Corp | 1 | 1 |
| Cardinal Financial Company, Li | 1 | 2 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| US Bank, N.A. | 1 | 1 |
| JPMorgan Chase Bank, NA | 1 | 2 |
| The Loan Store, Inc | 0 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Figure Lending LLC | 0 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 2 |
| Arc Home LLC | 0 | 1 |
| Change Lending | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 81 | 37.1% of 62 decided |
| Joint | under 10 | |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 70 | 37.3% of 51 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 26 | no rate: base under 50 |
| Female | 14 | no rate: base under 50 |
| Joint | 49 | no rate: base under 50 |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved