Mortgage lending in Jim Wells County, Texas
Lenders in Jim Wells County, Texas reported 853 mortgage applications for 2025, according to the CFPB.
853 mortgage applications and 331 loans originated in 2025; the denial rate was 37.0% of 613 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jim Wells County, TX.
- 853
- Applications
- 331
- Loans originated
- 37.0%
- Denial rate
- 227 denied of 613 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 853 | 331 |
| 2024 | 814 | 333 |
| 2023 | 813 | 296 |
| 2022 | 906 | 352 |
| 2021 | 1,164 | 515 |
| 2020 | 1,034 | 449 |
| 2019 | 744 | 363 |
| 2018 | 699 | 318 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rally Credit Union | 31 | 75 |
| Rocket Mortgage | 27 | 40 |
| First National Bank Texas | 25 | 28 |
| 21ST Mortgage | 25 | 147 |
| First Community Bank | 16 | 17 |
| Crosscountry Mortgage, LLC | 13 | 19 |
| Triad Financial Services, Inc. | 12 | 54 |
| Mortgage Research Center | 12 | 22 |
| Guild Mortgage Company | 9 | 12 |
| United Wholesale Mortgage | 9 | 14 |
| Freedom Mortgage Corporation | 7 | 13 |
| loanDepot.com LLC | 6 | 15 |
| New American Funding, LLC. | 6 | 12 |
| Ocmbc, Inc. | 6 | 11 |
| Gulf Coast Federal Credit Unio | 5 | 5 |
| Southwest Stage Funding LLC | 4 | 10 |
| Navy Federal Credit Union | 4 | 8 |
| Movement Mortgage, LLC | 4 | 8 |
| JPMorgan Chase Bank, NA | 4 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 30 |
| Zillow Home Loans, LLC | 3 | 3 |
| Click n' Close, Inc. | 3 | 3 |
| BPL Mortgage, LLC | 3 | 3 |
| United Built Homes, LLC | 3 | 13 |
| Willow Bend Mortgage Company, LLC | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 650 | 35.7% of 473 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 167 | 39.1% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 495 | 40.4% of 361 decided |
| Not Hispanic or Latino | 195 | 37.8% of 135 decided |
| Joint | 44 | no rate: base under 50 |
| Ethnicity Not Available | 119 | 27.1% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 370 | 37.7% of 260 decided |
| Female | 128 | 51.0% of 96 decided |
| Joint | 300 | 29.8% of 215 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1202 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved