Mortgage lending in Somervell County, Texas
Lenders in Somervell County, Texas reported 373 mortgage applications for 2025, according to the CFPB.
373 mortgage applications and 206 loans originated in 2025; the denial rate was 22.1% of 281 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Somervell County, TX.
- 373
- Applications
- 206
- Loans originated
- 22.1%
- Denial rate
- 62 denied of 281 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 373 | 206 |
| 2024 | 325 | 181 |
| 2023 | 310 | 163 |
| 2022 | 384 | 222 |
| 2021 | 572 | 374 |
| 2020 | 549 | 335 |
| 2019 | 395 | 230 |
| 2018 | 353 | 202 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 19 | 28 |
| First Financial Bank | 16 | 29 |
| United Wholesale Mortgage | 10 | 13 |
| Paramount Residential Mortgage | 8 | 9 |
| Cardinal Financial Company, Li | 8 | 9 |
| 21ST Mortgage | 8 | 26 |
| Interbank | 7 | 14 |
| First United Bank and Trust Co | 6 | 7 |
| Highlands Residential Mortgage, Ltd. | 6 | 10 |
| Gateway First Bank | 5 | 7 |
| The First National Bank of Gra | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 9 |
| Credit Union of Texas | 4 | 4 |
| Ark-LA-Tex Financial Services LLC | 4 | 5 |
| Nexbank | 4 | 4 |
| Eecu | 4 | 5 |
| PNC Bank N.A. | 4 | 5 |
| CMG Mortgage Inc | 3 | 7 |
| American Mortgage Bank | 2 | 2 |
| First Security State Bank | 2 | 3 |
| Navy Federal Credit Union | 2 | 6 |
| Guild Mortgage Company | 2 | 3 |
| Mortgage Research Center | 2 | 2 |
| Newrez LLC | 2 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 310 | 22.1% of 235 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 271 | 22.5% of 209 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 129 | 20.8% of 96 decided |
| Female | 40 | no rate: base under 50 |
| Joint | 185 | 21.1% of 147 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 381 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved