Mortgage lending in Liberty County, Texas
Lenders in Liberty County, Texas reported 6,644 mortgage applications for 2025, according to the CFPB.
6,644 mortgage applications and 2,186 loans originated in 2025; the denial rate was 48.2% of 5,070 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 6,644
- Applications
- 2,186
- Loans originated
- 48.2%
- Denial rate
- 2,442 denied of 5,070 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,644 | 2,186 |
| 2024 | 5,764 | 1,931 |
| 2023 | 5,500 | 1,802 |
| 2022 | 5,875 | 2,166 |
| 2021 | 6,162 | 2,564 |
| 2020 | 5,824 | 2,310 |
| 2019 | 3,615 | 1,558 |
| 2018 | 3,122 | 1,349 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 255 | 1,346 |
| United Wholesale Mortgage | 183 | 236 |
| Vanderbilt Mortgage and Finance, Inc | 169 | 1,013 |
| Rocket Mortgage | 109 | 175 |
| DHI Mortgage Company, LTD. | 91 | 160 |
| Triad Financial Services, Inc. | 72 | 623 |
| K. Hovnanian American Mortgage | 60 | 91 |
| CMG Mortgage Inc | 49 | 67 |
| New American Funding, LLC. | 47 | 89 |
| Stone Meadow Lending, LLC | 38 | 51 |
| First Liberty Bank | 36 | 90 |
| Mortgage Research Center | 30 | 63 |
| Freedom Mortgage Corporation | 28 | 51 |
| Kind Lending, LLC | 27 | 46 |
| loanDepot.com LLC | 26 | 48 |
| Movement Mortgage, LLC | 26 | 31 |
| Paramount Residential Mortgage | 23 | 28 |
| Inspire Home Loans Inc. | 23 | 32 |
| Guild Mortgage Company | 22 | 28 |
| Highlands Residential Mortgage, Ltd. | 21 | 31 |
| Lennar Mortgage, LLC | 20 | 28 |
| Union Home Mortgage Corp. | 20 | 32 |
| Southwest Stage Funding LLC | 19 | 89 |
| Rave Financial Credit Union | 19 | 30 |
| Fairway Independent Mort Corp | 18 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 93 | 50.7% of 71 decided |
| Asian | 54 | no rate: base under 50 |
| Black or African American | 511 | 54.8% of 389 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,139 | 42.4% of 3,150 decided |
| 2 or more minority races | under 10 | |
| Joint | 89 | 35.7% of 70 decided |
| Race Not Available | 1,748 | 60.7% of 1,345 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,110 | 56.4% of 2,374 decided |
| Not Hispanic or Latino | 2,410 | 37.3% of 1,837 decided |
| Joint | withheld | |
| Ethnicity Not Available | 943 | 52.0% of 716 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,891 | 46.9% of 2,201 decided |
| Female | 1,447 | 59.4% of 1,114 decided |
| Joint | 1,966 | 42.0% of 1,500 decided |
| Sex Not Available | 340 | 46.3% of 255 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 943 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved