Mortgage lending in Galveston County, Texas
Lenders in Galveston County, Texas reported 13,774 mortgage applications for 2025, according to the CFPB.
13,774 mortgage applications and 7,841 loans originated in 2025; the denial rate was 22.7% of 10,820 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 13,774
- Applications
- 7,841
- Loans originated
- 22.7%
- Denial rate
- 2,457 denied of 10,820 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,774 | 7,841 |
| 2024 | 12,920 | 7,523 |
| 2023 | 12,171 | 6,684 |
| 2022 | 16,795 | 9,466 |
| 2021 | 26,136 | 15,794 |
| 2020 | 26,339 | 15,878 |
| 2019 | 16,392 | 10,033 |
| 2018 | 14,295 | 8,549 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 556 | 765 |
| Rocket Mortgage | 514 | 799 |
| Lennar Mortgage, LLC | 302 | 387 |
| AMOCO Federal Credit Union | 257 | 413 |
| JSC Fcu | 222 | 472 |
| CMG Mortgage Inc | 210 | 315 |
| DHI Mortgage Company, LTD. | 191 | 316 |
| loanDepot.com LLC | 179 | 254 |
| Network Funding, L.P. | 153 | 219 |
| K. Hovnanian American Mortgage | 123 | 146 |
| Mortgage Research Center | 122 | 261 |
| New American Funding, LLC. | 120 | 221 |
| Pennymac Loan Services LLC | 109 | 208 |
| Gateway First Bank | 108 | 145 |
| Kind Lending, LLC | 105 | 152 |
| Frost Bank | 104 | 198 |
| Legend Lending Corporation | 103 | 145 |
| Freedom Mortgage Corporation | 95 | 209 |
| Crosscountry Mortgage, LLC | 91 | 140 |
| JPMorgan Chase Bank, NA | 88 | 164 |
| Fairway Independent Mort Corp | 85 | 117 |
| Guild Mortgage Company | 83 | 106 |
| M/I Financial. LLC | 82 | 96 |
| Union Home Mortgage Corp. | 81 | 130 |
| Hometrust Mortgage Company | 75 | 126 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 126 | 21.3% of 94 decided |
| Asian | 589 | 21.6% of 459 decided |
| Black or African American | 955 | 35.6% of 722 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 9,330 | 20.5% of 7,468 decided |
| 2 or more minority races | 23 | no rate: base under 50 |
| Joint | 344 | 16.5% of 255 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,384 | 27.8% of 1,787 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,515 | 25.7% of 2,016 decided |
| Not Hispanic or Latino | 8,364 | 21.4% of 6,625 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,137 | 26.3% of 1,588 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,050 | 25.3% of 3,956 decided |
| Female | 2,677 | 27.3% of 2,135 decided |
| Joint | 4,893 | 16.7% of 3,888 decided |
| Sex Not Available | 1,154 | 26.4% of 841 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 438 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved