Mortgage lending in Lampasas County, Texas
Lenders in Lampasas County, Texas reported 1,034 mortgage applications for 2025, according to the CFPB.
1,034 mortgage applications and 561 loans originated in 2025; the denial rate was 24.2% of 803 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lampasas County, TX HUD Metro FMR Area.
- 1,034
- Applications
- 561
- Loans originated
- 24.2%
- Denial rate
- 194 denied of 803 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,034 | 561 |
| 2024 | 915 | 543 |
| 2023 | 878 | 495 |
| 2022 | 1,099 | 559 |
| 2021 | 1,400 | 780 |
| 2020 | 1,188 | 711 |
| 2019 | 874 | 511 |
| 2018 | 773 | 465 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 48 | 62 |
| Lennar Mortgage, LLC | 47 | 61 |
| Rocket Mortgage | 37 | 58 |
| United Wholesale Mortgage | 32 | 50 |
| Cadence Bank | 26 | 48 |
| First Texas Bank | 24 | 34 |
| First National Bank Texas | 16 | 18 |
| Mortgage Research Center | 16 | 39 |
| CMG Mortgage Inc | 15 | 26 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 33 |
| Navy Federal Credit Union | 11 | 22 |
| Pennymac Loan Services LLC | 11 | 24 |
| CV3 Financial Services, LLC | 10 | 10 |
| Cornerstone Capital Bank, SSB | 10 | 10 |
| Freedom Mortgage Corporation | 10 | 22 |
| 21ST Mortgage | 10 | 39 |
| Kangaroo Home Lending, LLC | 9 | 9 |
| Guild Mortgage Company | 8 | 12 |
| SWBC Mortgage Corporation | 8 | 12 |
| Leaderone Financial Corp. | 7 | 9 |
| Triad Financial Services, Inc. | 7 | 14 |
| Cardinal Financial Company, Li | 7 | 8 |
| DHI Mortgage Company, LTD. | 6 | 10 |
| loanDepot.com LLC | 6 | 14 |
| Newrez LLC | 6 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 64 | 28.0% of 50 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 665 | 24.9% of 530 decided |
| 2 or more minority races | under 10 | |
| Joint | 46 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 200 | 17.0% of 141 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 113 | 20.5% of 83 decided |
| Not Hispanic or Latino | 662 | 24.2% of 524 decided |
| Joint | 52 | no rate: base under 50 |
| Ethnicity Not Available | 207 | 25.3% of 158 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 344 | 24.4% of 266 decided |
| Female | 178 | 33.3% of 135 decided |
| Joint | 407 | 21.4% of 323 decided |
| Sex Not Available | 105 | 19.0% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 440 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved