Mortgage lending in Ector County, Texas
Lenders in Ector County, Texas reported 6,904 mortgage applications for 2025, according to the CFPB.
6,904 mortgage applications and 3,100 loans originated in 2025; the denial rate was 36.2% of 5,376 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Odessa, TX MSA.
- 6,904
- Applications
- 3,100
- Loans originated
- 36.2%
- Denial rate
- 1,948 denied of 5,376 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,904 | 3,100 |
| 2024 | 6,553 | 2,962 |
| 2023 | 5,980 | 2,622 |
| 2022 | 6,926 | 3,074 |
| 2021 | 8,578 | 4,246 |
| 2020 | 9,346 | 4,354 |
| 2019 | 7,476 | 3,590 |
| 2018 | 6,004 | 2,909 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 257 | 1,717 |
| DHI Mortgage Company, LTD. | 249 | 360 |
| Primelending | 202 | 259 |
| Cardinal Financial Company, Li | 174 | 210 |
| United Wholesale Mortgage | 153 | 211 |
| Complex Community Federal Cu | 148 | 198 |
| Rocket Mortgage | 146 | 229 |
| Guaranteed Rate, Inc. | 104 | 139 |
| Right Start Mortgage, Inc | 89 | 124 |
| Waterstone Mortgage Corporation | 77 | 97 |
| Community National Bank | 72 | 93 |
| Triad Financial Services, Inc. | 70 | 316 |
| Everett Financial, Inc. | 70 | 97 |
| Highlands Residential Mortgage, Ltd. | 60 | 76 |
| Nations Lending Corporation | 50 | 57 |
| Freedom Mortgage Corporation | 50 | 96 |
| Union Home Mortgage Corp. | 46 | 58 |
| Flat Branch Mortgage, Inc. | 37 | 41 |
| Mortgage Research Center | 36 | 65 |
| Texas Tech Federal Credit Union | 35 | 42 |
| JPMorgan Chase Bank, NA | 35 | 56 |
| Securitynational Mortgage Company | 34 | 44 |
| Paramount Residential Mortgage | 32 | 46 |
| Churchill Mortgage Corporation | 32 | 43 |
| The Mortgage Link, Inc. | 32 | 39 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 110 | 35.4% of 82 decided |
| Asian | 83 | 28.8% of 66 decided |
| Black or African American | 190 | 34.0% of 156 decided |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 4,893 | 34.8% of 3,867 decided |
| 2 or more minority races | withheld | |
| Joint | 76 | 32.7% of 55 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,525 | 42.0% of 1,128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,402 | 40.6% of 3,381 decided |
| Not Hispanic or Latino | 1,535 | 25.6% of 1,250 decided |
| Joint | 229 | 29.9% of 184 decided |
| Ethnicity Not Available | 738 | 35.8% of 561 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,414 | 36.2% of 2,662 decided |
| Female | 1,273 | 42.8% of 1,003 decided |
| Joint | 1,832 | 32.3% of 1,421 decided |
| Sex Not Available | 385 | 33.1% of 290 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 713 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved