Mortgage lending in Randall County, Texas
Lenders in Randall County, Texas reported 5,732 mortgage applications for 2025, according to the CFPB.
5,732 mortgage applications and 3,570 loans originated in 2025; the denial rate was 17.1% of 4,711 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Amarillo, TX HUD Metro FMR Area.
- 5,732
- Applications
- 3,570
- Loans originated
- 17.1%
- Denial rate
- 807 denied of 4,711 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,732 | 3,570 |
| 2024 | 5,177 | 3,209 |
| 2023 | 4,709 | 2,982 |
| 2022 | 6,148 | 3,945 |
| 2021 | 9,580 | 6,423 |
| 2020 | 9,844 | 6,649 |
| 2019 | 5,682 | 3,943 |
| 2018 | 4,949 | 3,415 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Amarillo National Bank | 792 | 1,138 |
| Alliance Credit Union | 218 | 264 |
| Texas Tech Federal Credit Union | 197 | 249 |
| Rocket Mortgage | 168 | 238 |
| Education Credit Union | 133 | 153 |
| Right Start Mortgage, Inc | 132 | 177 |
| First United Bank | 120 | 130 |
| Eustis Mortgage Corp | 114 | 139 |
| Associated Mortgage Corporation | 112 | 132 |
| United Wholesale Mortgage | 95 | 131 |
| Access Community Credit Union | 92 | 103 |
| FirstBank Southwest | 67 | 92 |
| Centennial Bank | 61 | 118 |
| Mortgage Research Center | 61 | 115 |
| Union Home Mortgage Corp. | 60 | 106 |
| Prosperity Bank | 58 | 69 |
| Fairway Independent Mort Corp | 49 | 70 |
| Pennymac Loan Services LLC | 47 | 87 |
| Primelending | 40 | 49 |
| Acfcu Federal Credit Union | 33 | 47 |
| Western Bank | 31 | 33 |
| 21ST Mortgage | 30 | 165 |
| Securitynational Mortgage Company | 28 | 45 |
| American Portfolio Mortgage Corporation | 27 | 31 |
| Guild Mortgage Company | 26 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 51 | no rate: base under 50 |
| Asian | 126 | 18.3% of 104 decided |
| Black or African American | 139 | 24.1% of 112 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,311 | 16.3% of 3,576 decided |
| 2 or more minority races | under 10 | |
| Joint | 146 | 14.6% of 123 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 951 | 19.4% of 751 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,150 | 20.9% of 936 decided |
| Not Hispanic or Latino | 3,364 | 15.5% of 2,801 decided |
| Joint | withheld | |
| Ethnicity Not Available | 850 | 18.3% of 671 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,828 | 20.5% of 1,454 decided |
| Female | 1,040 | 23.3% of 881 decided |
| Joint | 2,380 | 12.9% of 2,002 decided |
| Sex Not Available | 484 | 12.3% of 374 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 945 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved