Mortgage lending in Ward County, Texas
Lenders in Ward County, Texas reported 375 mortgage applications for 2025, according to the CFPB.
375 mortgage applications and 171 loans originated in 2025; the denial rate was 30.2% of 275 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Ward County, TX.
- 375
- Applications
- 171
- Loans originated
- 30.2%
- Denial rate
- 83 denied of 275 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 375 | 171 |
| 2024 | 363 | 168 |
| 2023 | 373 | 119 |
| 2022 | 388 | 143 |
| 2021 | 397 | 183 |
| 2020 | 475 | 206 |
| 2019 | 414 | 191 |
| 2018 | 344 | 159 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 294 | 26.8% of 224 decided |
| Joint | under 10 | |
| Race Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 185 | 32.1% of 131 decided |
| Not Hispanic or Latino | 133 | 25.9% of 108 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 164 | 22.8% of 127 decided |
| Female | 70 | 51.8% of 54 decided |
| Joint | 120 | 27.9% of 79 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1207 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved