Mortgage lending in Fort Bend County, Texas
Lenders in Fort Bend County, Texas reported 31,953 mortgage applications for 2025, according to the CFPB.
31,953 mortgage applications and 17,625 loans originated in 2025; the denial rate was 24.6% of 24,842 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 31,953
- Applications
- 17,625
- Loans originated
- 24.6%
- Denial rate
- 6,109 denied of 24,842 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 31,953 | 17,625 |
| 2024 | 30,303 | 16,609 |
| 2023 | 28,220 | 15,282 |
| 2022 | 40,673 | 21,864 |
| 2021 | 71,229 | 42,426 |
| 2020 | 68,765 | 40,776 |
| 2019 | 38,668 | 22,687 |
| 2018 | 32,773 | 18,759 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 2,125 | 2,846 |
| DHI Mortgage Company, LTD. | 1,221 | 1,840 |
| Rocket Mortgage | 1,217 | 1,799 |
| JPMorgan Chase Bank, NA | 434 | 776 |
| Bank of America NA | 334 | 1,017 |
| loanDepot.com LLC | 314 | 556 |
| CMG Mortgage Inc | 277 | 443 |
| Lennar Mortgage, LLC | 271 | 421 |
| New American Funding, LLC. | 263 | 536 |
| Pennymac Loan Services LLC | 218 | 503 |
| Frost Bank | 217 | 446 |
| The Loan Store, Inc | 216 | 341 |
| Primelending | 209 | 265 |
| AmWest Funding Corp | 173 | 265 |
| Crosscountry Mortgage, LLC | 170 | 302 |
| Tri Pointe Connect, LLC | 169 | 243 |
| Kind Lending, LLC | 156 | 244 |
| Taylor Morrison Home Funding, Inc. | 153 | 206 |
| CLM Mortgage, Inc | 152 | 190 |
| Cadence Bank | 152 | 214 |
| Paramount Residential Mortgage | 144 | 193 |
| Freedom Mortgage Corporation | 138 | 368 |
| Newrez LLC | 132 | 536 |
| Crestmark Mortgage Company, LTD | 127 | 193 |
| Ark-LA-Tex Financial Services LLC | 126 | 160 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 210 | 30.7% of 163 decided |
| Asian | 7,631 | 20.8% of 5,988 decided |
| Black or African American | 5,668 | 31.6% of 4,357 decided |
| Native Hawaiian or Other Pacific Islander | 47 | no rate: base under 50 |
| White | 11,555 | 21.9% of 9,229 decided |
| 2 or more minority races | 124 | 24.2% of 99 decided |
| Joint | 668 | 19.8% of 530 decided |
| Free Form Text Only | 16 | no rate: base under 50 |
| Race Not Available | 6,034 | 28.5% of 4,428 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 6,001 | 28.2% of 4,807 decided |
| Not Hispanic or Latino | 19,590 | 23.1% of 15,325 decided |
| Joint | 1,139 | 18.4% of 925 decided |
| Ethnicity Not Available | 5,201 | 27.7% of 3,773 decided |
| Free Form Text Only | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,969 | 25.8% of 9,282 decided |
| Female | 7,088 | 27.5% of 5,533 decided |
| Joint | 10,273 | 20.1% of 8,199 decided |
| Sex Not Available | 2,623 | 29.8% of 1,828 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 240 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved