Mortgage lending in Medina County, Texas
Lenders in Medina County, Texas reported 3,103 mortgage applications for 2025, according to the CFPB.
3,103 mortgage applications and 1,510 loans originated in 2025; the denial rate was 29.2% of 2,343 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Medina County, TX HUD Metro FMR Area.
- 3,103
- Applications
- 1,510
- Loans originated
- 29.2%
- Denial rate
- 684 denied of 2,343 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,103 | 1,510 |
| 2024 | 2,623 | 1,307 |
| 2023 | 2,301 | 1,092 |
| 2022 | 3,029 | 1,400 |
| 2021 | 3,544 | 1,814 |
| 2020 | 3,370 | 1,824 |
| 2019 | 2,185 | 1,128 |
| 2018 | 1,835 | 894 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 156 | 212 |
| United Wholesale Mortgage | 88 | 117 |
| 21ST Mortgage | 72 | 400 |
| Randolph-Brooks Federal Credit Union | 68 | 137 |
| Rocket Mortgage | 57 | 96 |
| Mortgage Research Center | 45 | 83 |
| Security Service | 44 | 95 |
| CLM Mortgage, Inc | 38 | 45 |
| Triad Financial Services, Inc. | 36 | 161 |
| Directions Equity, LLC | 36 | 49 |
| CMG Mortgage Inc | 34 | 44 |
| Castroville State Bank | 28 | 49 |
| Priority Home Mortgage, L.P. | 27 | 31 |
| Freedom Mortgage Corporation | 27 | 61 |
| Parkstone Mortgage, LLC | 24 | 33 |
| Velocio Mortgage, L.L.C. | 24 | 27 |
| Cornerstone Capital Bank, SSB | 22 | 30 |
| Synergy One Lending, Inc. | 21 | 31 |
| Right Start Mortgage, Inc | 21 | 32 |
| Heritage Mortgage, LLC | 18 | 27 |
| Ark-LA-Tex Financial Services LLC | 18 | 20 |
| Pennymac Loan Services LLC | 18 | 35 |
| Primelending | 17 | 30 |
| Newrez LLC | 17 | 49 |
| Guild Mortgage Company | 15 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 58 | 31.4% of 51 decided |
| Black or African American | 184 | 21.9% of 137 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,143 | 30.5% of 1,627 decided |
| 2 or more minority races | withheld | |
| Joint | 75 | 15.6% of 64 decided |
| Race Not Available | 586 | 28.4% of 416 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,393 | 37.3% of 1,053 decided |
| Not Hispanic or Latino | 1,067 | 22.3% of 821 decided |
| Joint | withheld | |
| Ethnicity Not Available | 436 | 25.2% of 309 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,143 | 32.3% of 855 decided |
| Female | 514 | 42.1% of 404 decided |
| Joint | 1,253 | 21.3% of 947 decided |
| Sex Not Available | 193 | 26.3% of 137 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 241 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved