Mortgage lending in Val Verde County, Texas
Lenders in Val Verde County, Texas reported 850 mortgage applications for 2025, according to the CFPB.
850 mortgage applications and 496 loans originated in 2025; the denial rate was 24.2% of 691 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Val Verde County, TX.
- 850
- Applications
- 496
- Loans originated
- 24.2%
- Denial rate
- 167 denied of 691 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 850 | 496 |
| 2024 | 916 | 513 |
| 2023 | 926 | 538 |
| 2022 | 1,300 | 720 |
| 2021 | 1,703 | 1,026 |
| 2020 | 1,450 | 829 |
| 2019 | 1,000 | 599 |
| 2018 | 970 | 538 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 70 | 83 |
| Rocket Mortgage | 55 | 67 |
| United Wholesale Mortgage | 45 | 56 |
| The Bank & Trust, s.s.b. | 40 | 61 |
| Mortgage Research Center | 28 | 44 |
| Kind Lending, LLC | 27 | 40 |
| Flagstar Bank NA | 21 | 33 |
| 21ST Mortgage | 15 | 57 |
| New Fed Mortgage Corp. | 12 | 13 |
| Nationstar Mortgage | 11 | 19 |
| Navy Federal Credit Union | 10 | 15 |
| New American Funding, LLC. | 10 | 19 |
| Pennymac Loan Services LLC | 10 | 22 |
| PNC Bank N.A. | 9 | 27 |
| Security Service | 7 | 14 |
| Randolph-Brooks Federal Credit Union | 6 | 11 |
| Texas Community Bank | 6 | 9 |
| Usaa Federal Savings Bank | 6 | 9 |
| Movement Mortgage, LLC | 5 | 5 |
| Das Acquisition Company, LLC | 5 | 5 |
| American Portfolio Mortgage Corporation | 4 | 5 |
| Plains Commerce Bank | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 14 |
| Gardner Financial Services | 4 | 5 |
| City 1st Mortgage Services, LC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 13 | no rate: base under 50 |
| White | 681 | 25.0% of 568 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 119 | 22.4% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 529 | 29.0% of 435 decided |
| Not Hispanic or Latino | 181 | 16.4% of 146 decided |
| Joint | 46 | no rate: base under 50 |
| Ethnicity Not Available | 94 | 17.4% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 361 | 25.9% of 290 decided |
| Female | 144 | 30.8% of 120 decided |
| Joint | 298 | 19.7% of 244 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 827 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved