Mortgage lending in Bosque County, Texas
Lenders in Bosque County, Texas reported 570 mortgage applications for 2025, according to the CFPB.
570 mortgage applications and 300 loans originated in 2025; the denial rate was 25.0% of 436 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bosque County, TX HUD Metro FMR Area.
- 570
- Applications
- 300
- Loans originated
- 25.0%
- Denial rate
- 109 denied of 436 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 570 | 300 |
| 2024 | 509 | 280 |
| 2023 | 432 | 240 |
| 2022 | 655 | 323 |
| 2021 | 818 | 435 |
| 2020 | 653 | 377 |
| 2019 | 577 | 316 |
| 2018 | 487 | 276 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 30 | 37 |
| First National Bank of Bosque County | 28 | 32 |
| First Security State Bank | 22 | 32 |
| United Wholesale Mortgage | 20 | 27 |
| American Bank NA | 9 | 9 |
| Guild Mortgage Company | 8 | 9 |
| Mortgage Research Center | 8 | 16 |
| 21ST Mortgage | 8 | 38 |
| First United Bank and Trust Co | 6 | 8 |
| Fairway Independent Mort Corp | 6 | 9 |
| Grandview Bank | 5 | 5 |
| Movement Mortgage, LLC | 5 | 8 |
| SWBC Mortgage Corporation | 5 | 9 |
| Susser Bank | 5 | 7 |
| Triad Financial Services, Inc. | 4 | 20 |
| First National Bank of McGregor | 4 | 4 |
| Granite Bank | 4 | 4 |
| Guaranteed Rate, Inc. | 4 | 7 |
| The Loan Store, Inc | 3 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 16 |
| Navy Federal Credit Union | 3 | 11 |
| Freedom Mortgage Corporation | 3 | 8 |
| Central National Bank | 3 | 4 |
| Royal United Mortgage LLC | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 464 | 25.1% of 354 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 79 | 21.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 60 | no rate: base under 50 |
| Not Hispanic or Latino | 391 | 23.3% of 296 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 93 | 21.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 178 | 29.2% of 137 decided |
| Female | 93 | 26.1% of 69 decided |
| Joint | 254 | 22.3% of 193 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1322 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved