Mortgage lending in Matagorda County, Texas
Lenders in Matagorda County, Texas reported 889 mortgage applications for 2025, according to the CFPB.
889 mortgage applications and 427 loans originated in 2025; the denial rate was 30.3% of 683 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Matagorda County, TX.
- 889
- Applications
- 427
- Loans originated
- 30.3%
- Denial rate
- 207 denied of 683 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 889 | 427 |
| 2024 | 863 | 391 |
| 2023 | 816 | 431 |
| 2022 | 970 | 507 |
| 2021 | 1,393 | 776 |
| 2020 | 1,281 | 733 |
| 2019 | 843 | 512 |
| 2018 | 832 | 443 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gateway First Bank | 45 | 62 |
| United Wholesale Mortgage | 27 | 38 |
| Southwest Funding LP | 22 | 29 |
| Rocket Mortgage | 22 | 53 |
| Tdecu | 20 | 27 |
| Inspire Home Loans Inc. | 19 | 23 |
| Lennar Mortgage, LLC | 19 | 22 |
| Prosperity Bank | 17 | 41 |
| Newrez LLC | 10 | 27 |
| 21ST Mortgage | 10 | 81 |
| JPMorgan Chase Bank, NA | 9 | 12 |
| Pennymac Loan Services LLC | 9 | 15 |
| Navy Federal Credit Union | 8 | 16 |
| First State Bank | 7 | 7 |
| Triad Financial Services, Inc. | 7 | 28 |
| Mortgage Research Center | 7 | 15 |
| First Financial Bank | 7 | 9 |
| Fairway Independent Mort Corp | 6 | 7 |
| Kind Lending, LLC | 6 | 13 |
| Eustis Mortgage Corp | 5 | 5 |
| New American Funding, LLC. | 5 | 10 |
| First Service Credit Union | 5 | 6 |
| Premier Mortgage Resources, LLC | 4 | 4 |
| loanDepot.com LLC | 3 | 8 |
| CMG Mortgage Inc | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 624 | 26.1% of 471 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 156 | 33.9% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 277 | 33.3% of 207 decided |
| Not Hispanic or Latino | 435 | 27.7% of 339 decided |
| Joint | withheld | |
| Ethnicity Not Available | 134 | 36.7% of 109 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 380 | 27.7% of 303 decided |
| Female | 165 | 46.3% of 121 decided |
| Joint | 280 | 24.8% of 206 decided |
| Sex Not Available | 64 | 30.2% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1077 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved