Mortgage lending in Willacy County, Texas

Lenders in Willacy County, Texas reported 240 mortgage applications for 2025, according to the CFPB.

240 mortgage applications and 89 loans originated in 2025; the denial rate was 43.5% of 184 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Willacy County, TX.

240
Applications: 89
Loans originated: 43.5%
Denial rate: 80 denied of 184 applications decided.

Every year

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Mortgage applications and loans originated in Willacy County, Texas, by year
Year	Applications	Originated	Denied
2025	240	89	80
2024	218	83	73
2023	203	81	60
2022	246	78	91
2021	272	111	68
2020	236	93	75
2019	201	81	89
2018	214	85	79

The largest lenders here

Lenders in Willacy County, Texas by loans originated, 2025
Lender	Originated	Applications
Rally Credit Union	9	25
Rocket Mortgage	8	12
Highlands Residential Mortgage, Ltd.	8	14
Fairway Independent Mort Corp	7	10
Security Service	4	10
21ST Mortgage	4	23
JPMorgan Chase Bank, NA	4	8
Pennymac Loan Services LLC	4	7
United Wholesale Mortgage	3	5
Crosscountry Mortgage, LLC	3	6
Synergy One Lending, Inc.	2	3
Texas Regional Bank	2	2
Vanderbilt Mortgage and Finance, Inc	2	10
CMG Mortgage Inc	2	3
Carrington Mortgage Services LLC	2	2
PNC Bank N.A.	2	14
Frost Bank	2	4
Lendage, LLC Dba Achieve Loans	1	1
Loan Funder LLC	1	1
Figure Lending LLC	1	3
RoundPoint Mortgage Servicing LLC	1	1
loanDepot.com LLC	1	2
Triad Financial Services, Inc.	1	11
Mortgage Research Center	1	4
Eustis Mortgage Corp	1	1

Applications by race, ethnicity and sex, 2025

By race, Willacy County, Texas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	185	46.7% of 137 decided
Joint	under 10
Race Not Available	46	no rate: base under 50

By ethnicity, Willacy County, Texas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	177	50.4% of 133 decided
Not Hispanic or Latino	withheld
Joint	under 10
Ethnicity Not Available	29	no rate: base under 50

By sex, Willacy County, Texas: applications and denial rate
Category	Applications	Denial rate
Male	92	46.7% of 75 decided
Female	withheld
Joint	99	38.2% of 76 decided
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1871 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026