Mortgage lending in San Jacinto County, Texas
Lenders in San Jacinto County, Texas reported 1,390 mortgage applications for 2025, according to the CFPB.
1,390 mortgage applications and 554 loans originated in 2025; the denial rate was 38.4% of 1,056 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Jacinto County, TX HUD Metro FMR Area.
- 1,390
- Applications
- 554
- Loans originated
- 38.4%
- Denial rate
- 406 denied of 1,056 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,390 | 554 |
| 2024 | 1,218 | 440 |
| 2023 | 1,148 | 433 |
| 2022 | 1,414 | 584 |
| 2021 | 1,825 | 822 |
| 2020 | 1,627 | 755 |
| 2019 | 1,101 | 493 |
| 2018 | 937 | 445 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 62 | 259 |
| Rocket Mortgage | 55 | 88 |
| United Wholesale Mortgage | 41 | 52 |
| Vanderbilt Mortgage and Finance, Inc | 21 | 110 |
| New American Funding, LLC. | 18 | 25 |
| CMG Mortgage Inc | 15 | 20 |
| Peoples State Bank | 15 | 16 |
| Southwest Stage Funding LLC | 13 | 31 |
| Triad Financial Services, Inc. | 12 | 120 |
| Movement Mortgage, LLC | 12 | 19 |
| Pennymac Loan Services LLC | 12 | 24 |
| Navy Federal Credit Union | 9 | 18 |
| Freedom Mortgage Corporation | 8 | 15 |
| Fairway Independent Mort Corp | 8 | 12 |
| Kind Lending, LLC | 8 | 11 |
| American Financial Resources LLC | 7 | 8 |
| Mortgage Research Center | 7 | 16 |
| Gateway First Bank | 6 | 6 |
| loanDepot.com LLC | 5 | 11 |
| Prosperity Bank | 5 | 16 |
| Plaza Home Mortgage, Inc | 5 | 5 |
| Highlands Residential Mortgage, Ltd. | 5 | 6 |
| Nationstar Mortgage | 5 | 8 |
| JPMorgan Chase Bank, NA | 5 | 7 |
| Bank of America NA | 5 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 116 | 62.0% of 92 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,005 | 35.2% of 772 decided |
| Joint | 21 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 223 | 38.4% of 159 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 221 | 42.3% of 182 decided |
| Not Hispanic or Latino | 905 | 37.0% of 682 decided |
| Joint | withheld | |
| Ethnicity Not Available | 230 | 39.5% of 167 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 500 | 41.3% of 378 decided |
| Female | 294 | 43.9% of 228 decided |
| Joint | 504 | 33.8% of 385 decided |
| Sex Not Available | 92 | 30.8% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1205 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved