Mortgage lending in Kleberg County, Texas
Lenders in Kleberg County, Texas reported 549 mortgage applications for 2025, according to the CFPB.
549 mortgage applications and 259 loans originated in 2025; the denial rate was 28.3% of 407 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Kleberg County, TX.
- 549
- Applications
- 259
- Loans originated
- 28.3%
- Denial rate
- 115 denied of 407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 549 | 259 |
| 2024 | 554 | 290 |
| 2023 | 595 | 305 |
| 2022 | 759 | 386 |
| 2021 | 944 | 526 |
| 2020 | 825 | 452 |
| 2019 | 590 | 313 |
| 2018 | 540 | 305 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 23 | 31 |
| Mortgage Research Center | 20 | 31 |
| First Community Bank | 19 | 24 |
| United Wholesale Mortgage | 16 | 24 |
| Rally Credit Union | 14 | 53 |
| Navy Federal Credit Union | 8 | 33 |
| Prosperity Bank | 8 | 21 |
| New American Funding, LLC. | 8 | 21 |
| Crosscountry Mortgage, LLC | 8 | 11 |
| The Loan Store, Inc | 6 | 7 |
| Gateway First Bank | 6 | 7 |
| 21ST Mortgage | 5 | 28 |
| American Heritage Lending, LLC | 5 | 10 |
| Pennymac Loan Services LLC | 5 | 6 |
| First National Bank Texas | 4 | 4 |
| Guild Mortgage Company | 4 | 8 |
| CMG Mortgage Inc | 4 | 5 |
| Ocmbc, Inc. | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 7 |
| Fairway Independent Mort Corp | 4 | 5 |
| Security Service | 3 | 11 |
| loanDepot.com LLC | 3 | 6 |
| Randolph-Brooks Federal Credit Union | 3 | 6 |
| Lakeview Loan Servicing, LLC | 3 | 7 |
| HomeXpress Mortgage Corp. | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 404 | 27.2% of 302 decided |
| Joint | under 10 | |
| Race Not Available | 111 | 32.1% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 304 | 32.9% of 228 decided |
| Not Hispanic or Latino | 148 | 19.6% of 107 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 75 | 28.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 205 | 31.4% of 153 decided |
| Female | 124 | 34.4% of 90 decided |
| Joint | 180 | 20.0% of 135 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1330 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved