Mortgage lending in Titus County, Texas
Lenders in Titus County, Texas reported 718 mortgage applications for 2025, according to the CFPB.
718 mortgage applications and 346 loans originated in 2025; the denial rate was 30.1% of 555 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Titus County, TX.
- 718
- Applications
- 346
- Loans originated
- 30.1%
- Denial rate
- 167 denied of 555 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 718 | 346 |
| 2024 | 658 | 370 |
| 2023 | 644 | 341 |
| 2022 | 806 | 489 |
| 2021 | 1,107 | 634 |
| 2020 | 908 | 543 |
| 2019 | 682 | 417 |
| 2018 | 710 | 400 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guaranty Bank & Trust | 39 | 48 |
| Pilgrim Bank | 28 | 34 |
| Rocket Mortgage | 26 | 35 |
| Verabank,n.a. | 21 | 33 |
| Highlands Residential Mortgage, Ltd. | 18 | 28 |
| CMG Mortgage Inc | 14 | 21 |
| Glacier Bank | 13 | 16 |
| United Wholesale Mortgage | 12 | 23 |
| Efinity Financial LLC | 11 | 12 |
| East Texas Professional C.U. | 9 | 21 |
| 21ST Mortgage | 9 | 60 |
| The City National Bank of Sulphur Springs | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 22 |
| loanDepot.com LLC | 6 | 11 |
| Mortgage Research Center | 6 | 10 |
| Newrez LLC | 6 | 12 |
| T2 Financial LLC | 6 | 8 |
| Alliance Bank | 5 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 13 |
| Credit Union of Texas | 4 | 6 |
| Cypress Bank State Savings Bank | 4 | 20 |
| Mortgage Financial Services | 3 | 3 |
| Fairway Independent Mort Corp | 3 | 9 |
| Mortgage Solutions of Colorado | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 55 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 500 | 24.8% of 396 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 118 | 34.5% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 245 | 23.2% of 185 decided |
| Not Hispanic or Latino | 348 | 34.8% of 273 decided |
| Joint | withheld | |
| Ethnicity Not Available | 96 | 31.5% of 73 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 228 | 39.4% of 175 decided |
| Female | 111 | 29.4% of 85 decided |
| Joint | 320 | 25.3% of 249 decided |
| Sex Not Available | 59 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1206 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved