Mortgage lending in Montague County, Texas
Lenders in Montague County, Texas reported 769 mortgage applications for 2025, according to the CFPB.
769 mortgage applications and 398 loans originated in 2025; the denial rate was 27.1% of 591 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montague County, TX.
- 769
- Applications
- 398
- Loans originated
- 27.1%
- Denial rate
- 160 denied of 591 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 769 | 398 |
| 2024 | 644 | 385 |
| 2023 | 611 | 331 |
| 2022 | 915 | 452 |
| 2021 | 983 | 546 |
| 2020 | 843 | 525 |
| 2019 | 624 | 359 |
| 2018 | 561 | 323 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 46 | 63 |
| United Wholesale Mortgage | 22 | 25 |
| Rocket Mortgage | 17 | 27 |
| 21ST Mortgage | 16 | 75 |
| Legend Bank, N.A. | 14 | 17 |
| First State Bank | 12 | 19 |
| Mortgage Research Center | 11 | 15 |
| American National Bank & Trust | 11 | 15 |
| Crosscountry Mortgage, LLC | 11 | 13 |
| First Financial Bank | 9 | 15 |
| Fairway Independent Mort Corp | 9 | 12 |
| Liberty Federal Credit Union | 8 | 9 |
| LendingOne LLC | 8 | 11 |
| loanDepot.com LLC | 8 | 14 |
| Mortgage Financial Services | 7 | 8 |
| Jacksboro National Bank | 6 | 8 |
| Union Home Mortgage Corp. | 6 | 7 |
| Planet Home Lending, LLC | 5 | 5 |
| Navy Federal Credit Union | 5 | 11 |
| Triad Financial Services, Inc. | 5 | 32 |
| Guaranteed Rate, Inc. | 5 | 7 |
| Gateway First Bank | 4 | 5 |
| CMG Mortgage Inc | 4 | 4 |
| American Pacific Mortgage Corporation | 4 | 6 |
| Frost Bank | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 631 | 25.1% of 482 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 111 | 31.8% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 571 | 25.9% of 444 decided |
| Joint | 31 | no rate: base under 50 |
| Ethnicity Not Available | 127 | 29.7% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 260 | 23.6% of 195 decided |
| Female | 111 | 25.9% of 85 decided |
| Joint | 329 | 29.7% of 259 decided |
| Sex Not Available | 69 | 28.8% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1079 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved