Mortgage lending in Hardin County, Texas
Lenders in Hardin County, Texas reported 2,466 mortgage applications for 2025, according to the CFPB.
2,466 mortgage applications and 1,060 loans originated in 2025; the denial rate was 35.7% of 1,928 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Beaumont-Port Arthur, TX MSA.
- 2,466
- Applications
- 1,060
- Loans originated
- 35.7%
- Denial rate
- 688 denied of 1,928 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,466 | 1,060 |
| 2024 | 2,269 | 950 |
| 2023 | 2,340 | 940 |
| 2022 | 2,711 | 1,353 |
| 2021 | 3,450 | 1,894 |
| 2020 | 3,241 | 1,699 |
| 2019 | 2,351 | 1,251 |
| 2018 | 1,959 | 1,044 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 94 | 493 |
| Neches Federal Credit Union | 75 | 84 |
| United Wholesale Mortgage | 66 | 83 |
| Rocket Mortgage | 61 | 91 |
| Guild Mortgage Company | 55 | 66 |
| Rave Financial Credit Union | 38 | 72 |
| Fivepoint Credit Union | 33 | 41 |
| Dugood Federal Credit Union | 33 | 47 |
| Canopy Mortgage, LLC | 32 | 51 |
| Mortgage Research Center | 28 | 42 |
| Crosscountry Mortgage, LLC | 28 | 42 |
| Triad Financial Services, Inc. | 25 | 231 |
| First Financial Bank | 25 | 32 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 142 |
| Fairway Independent Mort Corp | 20 | 27 |
| loanDepot.com LLC | 17 | 27 |
| Acrisure Mortgage, LLC | 16 | 17 |
| New American Funding, LLC. | 16 | 26 |
| Freedom Mortgage Corporation | 15 | 24 |
| MCT Credit Union | 14 | 17 |
| DHI Mortgage Company, LTD. | 12 | 19 |
| Bridge City State Bank | 11 | 12 |
| Union Home Mortgage Corp. | 11 | 14 |
| CMG Mortgage Inc | 10 | 12 |
| American Mortgage Bank | 9 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 124 | 64.6% of 99 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,928 | 34.4% of 1,499 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 335 | 30.0% of 267 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 162 | 42.6% of 122 decided |
| Not Hispanic or Latino | 1,823 | 35.1% of 1,420 decided |
| Joint | withheld | |
| Ethnicity Not Available | 403 | 32.8% of 320 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 906 | 36.2% of 727 decided |
| Female | 498 | 48.7% of 384 decided |
| Joint | 893 | 30.0% of 690 decided |
| Sex Not Available | 169 | 24.4% of 127 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1327 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved