Mortgage lending in Ellis County, Texas
Lenders in Ellis County, Texas reported 10,653 mortgage applications for 2025, according to the CFPB.
10,653 mortgage applications and 6,166 loans originated in 2025; the denial rate was 21.9% of 8,388 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas, TX HUD Metro FMR Area.
- 10,653
- Applications
- 6,166
- Loans originated
- 21.9%
- Denial rate
- 1,836 denied of 8,388 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,653 | 6,166 |
| 2024 | 10,002 | 5,687 |
| 2023 | 9,354 | 5,045 |
| 2022 | 12,884 | 7,328 |
| 2021 | 17,583 | 10,815 |
| 2020 | 16,605 | 10,633 |
| 2019 | 10,624 | 6,574 |
| 2018 | 8,868 | 5,481 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 430 | 559 |
| Rocket Mortgage | 377 | 548 |
| DHI Mortgage Company, LTD. | 276 | 399 |
| Crosscountry Mortgage, LLC | 214 | 288 |
| SFMC, LP | 166 | 217 |
| Lennar Mortgage, LLC | 146 | 227 |
| Gateway First Bank | 143 | 199 |
| Primelending | 136 | 189 |
| Freedom Mortgage Corporation | 122 | 254 |
| Guild Mortgage Company | 118 | 181 |
| Trinity Oaks Mortgage | 110 | 139 |
| Highlands Residential Mortgage, Ltd. | 108 | 149 |
| CMG Mortgage Inc | 103 | 176 |
| Fairway Independent Mort Corp | 100 | 149 |
| Pennymac Loan Services LLC | 93 | 200 |
| Newrez LLC | 87 | 206 |
| loanDepot.com LLC | 85 | 152 |
| Pikeview Mortgage, LLC | 80 | 92 |
| Frost Bank | 77 | 167 |
| JPMorgan Chase Bank, NA | 75 | 124 |
| Lower, LLC | 72 | 93 |
| Navy Federal Credit Union | 70 | 196 |
| Everett Financial, Inc. | 67 | 149 |
| Mortgage Research Center | 66 | 155 |
| Kind Lending, LLC | 63 | 90 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 88 | 31.0% of 71 decided |
| Asian | 188 | 17.2% of 151 decided |
| Black or African American | 2,143 | 24.0% of 1,662 decided |
| Native Hawaiian or Other Pacific Islander | 18 | no rate: base under 50 |
| White | 5,882 | 20.0% of 4,676 decided |
| 2 or more minority races | 41 | no rate: base under 50 |
| Joint | 299 | 14.9% of 235 decided |
| Race Not Available | 1,994 | 26.2% of 1,548 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,186 | 27.1% of 1,752 decided |
| Not Hispanic or Latino | 6,280 | 19.6% of 4,935 decided |
| Joint | 523 | 22.5% of 418 decided |
| Ethnicity Not Available | 1,664 | 23.5% of 1,283 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,396 | 23.1% of 2,619 decided |
| Female | 2,166 | 26.5% of 1,708 decided |
| Joint | 4,250 | 18.0% of 3,412 decided |
| Sex Not Available | 841 | 25.3% of 649 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 194 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved