Mortgage lending in Grayson County, Texas
Lenders in Grayson County, Texas reported 7,041 mortgage applications for 2025, according to the CFPB.
7,041 mortgage applications and 3,989 loans originated in 2025; the denial rate was 23.2% of 5,576 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sherman-Denison, TX MSA.
- 7,041
- Applications
- 3,989
- Loans originated
- 23.2%
- Denial rate
- 1,294 denied of 5,576 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,041 | 3,989 |
| 2024 | 6,770 | 3,769 |
| 2023 | 6,198 | 3,345 |
| 2022 | 7,807 | 4,463 |
| 2021 | 9,809 | 5,964 |
| 2020 | 8,812 | 5,405 |
| 2019 | 6,033 | 3,693 |
| 2018 | 5,293 | 3,247 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 243 | 306 |
| First United Bank and Trust Co | 235 | 347 |
| Guild Mortgage Company | 216 | 293 |
| Rocket Mortgage | 210 | 294 |
| Primelending | 138 | 194 |
| Lennar Mortgage, LLC | 132 | 151 |
| DHI Mortgage Company, LTD. | 116 | 167 |
| K. Hovnanian American Mortgage | 105 | 143 |
| loanDepot.com LLC | 67 | 99 |
| American Portfolio Mortgage Corporation | 66 | 80 |
| American National Bank & Trust | 61 | 73 |
| SFMC, LP | 60 | 92 |
| Pennymac Loan Services LLC | 57 | 109 |
| Crosscountry Mortgage, LLC | 56 | 92 |
| Cadence Bank | 54 | 89 |
| CMG Mortgage Inc | 51 | 81 |
| Freedom Mortgage Corporation | 51 | 88 |
| JPMorgan Chase Bank, NA | 50 | 85 |
| Mortgage Research Center | 47 | 96 |
| Fairway Independent Mort Corp | 47 | 73 |
| Newrez LLC | 46 | 116 |
| 21ST Mortgage | 45 | 280 |
| Guaranteed Rate, Inc. | 44 | 79 |
| Priority Home Mortgage, L.P. | 43 | 49 |
| The Loan Store, Inc | 41 | 58 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 76 | 29.5% of 61 decided |
| Asian | 308 | 14.3% of 251 decided |
| Black or African American | 259 | 25.7% of 206 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,919 | 22.7% of 3,935 decided |
| 2 or more minority races | withheld | |
| Joint | 235 | 20.1% of 189 decided |
| Race Not Available | 1,227 | 27.2% of 923 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 745 | 35.1% of 589 decided |
| Not Hispanic or Latino | 4,864 | 21.2% of 3,903 decided |
| Joint | 280 | 24.9% of 229 decided |
| Ethnicity Not Available | 1,152 | 23.5% of 855 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,228 | 24.9% of 1,733 decided |
| Female | 1,303 | 29.2% of 1,044 decided |
| Joint | 2,857 | 19.6% of 2,331 decided |
| Sex Not Available | 653 | 21.6% of 468 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 576 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved