Mortgage lending in Brazos County, Texas
Lenders in Brazos County, Texas reported 6,261 mortgage applications for 2025, according to the CFPB.
6,261 mortgage applications and 3,776 loans originated in 2025; the denial rate was 21.8% of 5,057 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: College Station-Bryan, TX MSA.
- 6,261
- Applications
- 3,776
- Loans originated
- 21.8%
- Denial rate
- 1,102 denied of 5,057 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,261 | 3,776 |
| 2024 | 5,560 | 3,341 |
| 2023 | 5,267 | 2,986 |
| 2022 | 7,214 | 4,455 |
| 2021 | 10,985 | 7,253 |
| 2020 | 10,246 | 6,687 |
| 2019 | 6,378 | 4,073 |
| 2018 | 5,932 | 3,794 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 377 | 451 |
| DHI Mortgage Company, LTD. | 250 | 354 |
| First Financial Bank | 175 | 222 |
| Rocket Mortgage | 161 | 238 |
| Pilgrim Mortgage LLC | 126 | 144 |
| Kangaroo Home Lending, LLC | 123 | 132 |
| CMG Mortgage Inc | 120 | 152 |
| Fairway Independent Mort Corp | 117 | 149 |
| American Momentum Bank | 96 | 111 |
| JPMorgan Chase Bank, NA | 94 | 140 |
| AmeriHome Mortgage Company, LLC | 74 | 88 |
| City Bank | 71 | 96 |
| Greater Texas FCU | 67 | 148 |
| Prosperity Bank | 65 | 118 |
| Amarillo National Bank | 57 | 81 |
| The Loan Store, Inc | 51 | 65 |
| Mortgage Research Center | 48 | 85 |
| Verabank,n.a. | 45 | 50 |
| New Fed Mortgage Corp. | 43 | 60 |
| Extraco Banks, NA | 41 | 44 |
| Truist Bank | 39 | 71 |
| Pennymac Loan Services LLC | 39 | 90 |
| Freedom Mortgage Corporation | 37 | 63 |
| Movement Mortgage, LLC | 34 | 46 |
| Bank of America NA | 34 | 75 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 43 | no rate: base under 50 |
| Asian | 368 | 14.4% of 299 decided |
| Black or African American | 429 | 48.8% of 328 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,103 | 20.3% of 3,342 decided |
| 2 or more minority races | 11 | no rate: base under 50 |
| Joint | 141 | 16.5% of 121 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,160 | 20.7% of 929 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,189 | 35.1% of 939 decided |
| Not Hispanic or Latino | 3,717 | 18.5% of 3,021 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,053 | 18.6% of 847 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,966 | 24.2% of 1,560 decided |
| Female | 1,128 | 32.3% of 889 decided |
| Joint | 2,560 | 17.1% of 2,122 decided |
| Sex Not Available | 607 | 15.4% of 486 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 436 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved