Mortgage lending in San Patricio County, Texas
Lenders in San Patricio County, Texas reported 2,427 mortgage applications for 2025, according to the CFPB.
2,427 mortgage applications and 1,250 loans originated in 2025; the denial rate was 26.9% of 1,875 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Corpus Christi, TX HUD Metro FMR Area.
- 2,427
- Applications
- 1,250
- Loans originated
- 26.9%
- Denial rate
- 504 denied of 1,875 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,427 | 1,250 |
| 2024 | 2,213 | 1,145 |
| 2023 | 2,073 | 1,020 |
| 2022 | 2,502 | 1,247 |
| 2021 | 3,452 | 1,973 |
| 2020 | 3,130 | 1,759 |
| 2019 | 2,148 | 1,185 |
| 2018 | 1,957 | 1,040 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rally Credit Union | 107 | 199 |
| DHI Mortgage Company, LTD. | 94 | 138 |
| United Wholesale Mortgage | 78 | 105 |
| Rocket Mortgage | 77 | 119 |
| Lennar Mortgage, LLC | 50 | 78 |
| Legend Lending Corporation | 37 | 43 |
| CMG Mortgage Inc | 35 | 46 |
| American Bank, N.A. | 31 | 41 |
| Click n' Close, Inc. | 29 | 33 |
| Guild Mortgage Company | 29 | 46 |
| 21ST Mortgage | 29 | 151 |
| Willow Bend Mortgage Company, LLC | 28 | 29 |
| Mortgage Research Center | 27 | 50 |
| Security Service | 26 | 57 |
| Crosscountry Mortgage, LLC | 23 | 36 |
| New American Funding, LLC. | 22 | 41 |
| Randolph-Brooks Federal Credit Union | 21 | 56 |
| Navy Federal Credit Union | 20 | 48 |
| Simmons Bank | 17 | 18 |
| First Community Bank | 15 | 21 |
| Guaranteed Rate, Inc. | 15 | 26 |
| Pennymac Loan Services LLC | 12 | 36 |
| SFMC, LP | 11 | 15 |
| Freedom Mortgage Corporation | 11 | 36 |
| Gardner Financial Services | 11 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,863 | 25.2% of 1,442 decided |
| Joint | 68 | 24.0% of 50 decided |
| Race Not Available | 411 | 32.8% of 317 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,033 | 32.5% of 825 decided |
| Not Hispanic or Latino | 911 | 21.0% of 690 decided |
| Joint | withheld | |
| Ethnicity Not Available | 321 | 29.3% of 239 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 935 | 25.3% of 723 decided |
| Female | 410 | 35.0% of 311 decided |
| Joint | 904 | 23.8% of 698 decided |
| Sex Not Available | 178 | 32.2% of 143 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 824 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved