Mortgage lending in Hale County, Texas
Lenders in Hale County, Texas reported 558 mortgage applications for 2025, according to the CFPB.
558 mortgage applications and 278 loans originated in 2025; the denial rate was 33.5% of 442 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Hale County, TX.
- 558
- Applications
- 278
- Loans originated
- 33.5%
- Denial rate
- 148 denied of 442 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 558 | 278 |
| 2024 | 527 | 241 |
| 2023 | 516 | 240 |
| 2022 | 594 | 321 |
| 2021 | 742 | 418 |
| 2020 | 703 | 418 |
| 2019 | 509 | 302 |
| 2018 | 490 | 265 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Prosperity Bank | 46 | 79 |
| Right Start Mortgage, Inc | 19 | 24 |
| Ark-LA-Tex Financial Services LLC | 16 | 19 |
| T2 Financial LLC | 16 | 22 |
| Rocket Mortgage | 14 | 26 |
| Alliance Credit Union | 13 | 17 |
| United Wholesale Mortgage | 11 | 14 |
| Texas Tech Federal Credit Union | 11 | 14 |
| West Texas National Bank | 9 | 10 |
| Amarillo National Bank | 7 | 12 |
| Freedom Mortgage Corporation | 6 | 15 |
| Mortgage Research Center | 5 | 8 |
| Cardinal Financial Company, Li | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 9 |
| First United Bank | 4 | 4 |
| Nationstar Mortgage | 4 | 4 |
| Flat Branch Mortgage, Inc. | 4 | 5 |
| Kind Lending, LLC | 4 | 7 |
| City Bank | 4 | 8 |
| Beeline Loans, Inc. | 4 | 5 |
| Wells Fargo Bank NA | 4 | 6 |
| Western Bank | 3 | 15 |
| Centennial Bank | 3 | 16 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Cornerstone First Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 408 | 31.7% of 325 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 117 | 33.0% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 244 | 37.8% of 201 decided |
| Not Hispanic or Latino | 197 | 27.4% of 157 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 88 | 37.1% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 40.4% of 156 decided |
| Female | 123 | 37.0% of 100 decided |
| Joint | 188 | 23.8% of 147 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2070 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved