Mortgage lending in Palo Pinto County, Texas
Lenders in Palo Pinto County, Texas reported 1,033 mortgage applications for 2025, according to the CFPB.
1,033 mortgage applications and 574 loans originated in 2025; the denial rate was 23.3% of 810 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Palo Pinto County, TX.
- 1,033
- Applications
- 574
- Loans originated
- 23.3%
- Denial rate
- 189 denied of 810 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,033 | 574 |
| 2024 | 1,073 | 557 |
| 2023 | 1,127 | 578 |
| 2022 | 1,269 | 764 |
| 2021 | 1,603 | 970 |
| 2020 | 1,452 | 826 |
| 2019 | 960 | 524 |
| 2018 | 849 | 512 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Clear Fork Bank N.A. | 66 | 68 |
| Rocket Mortgage | 48 | 65 |
| First Financial Bank | 42 | 63 |
| Guild Mortgage Company | 20 | 30 |
| United Wholesale Mortgage | 18 | 24 |
| 21ST Mortgage | 18 | 88 |
| Primelending | 13 | 17 |
| Mortgage Research Center | 12 | 20 |
| Community National Bank & Trust of Texas | 12 | 12 |
| CMG Mortgage Inc | 10 | 11 |
| Commercial Bank of Texas, NA | 9 | 11 |
| First United Bank and Trust Co | 7 | 13 |
| TexasBank | 6 | 7 |
| Gateway First Bank | 6 | 9 |
| Kind Lending, LLC | 6 | 9 |
| Eecu | 6 | 11 |
| The Loan Store, Inc | 5 | 8 |
| loanDepot.com LLC | 5 | 10 |
| Newrez LLC | 5 | 16 |
| Highlands Residential Mortgage, Ltd. | 5 | 10 |
| Freedom Mortgage Corporation | 5 | 13 |
| Guaranteed Rate, Inc. | 5 | 13 |
| Cardinal Financial Company, Li | 5 | 8 |
| Pike Creek Mortgage Services, Inc. | 5 | 6 |
| Everett Financial, Inc. | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 813 | 23.5% of 639 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 173 | 20.6% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 86 | 28.2% of 71 decided |
| Not Hispanic or Latino | 721 | 23.7% of 561 decided |
| Joint | 42 | no rate: base under 50 |
| Ethnicity Not Available | 184 | 18.5% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 370 | 24.4% of 275 decided |
| Female | 123 | 29.1% of 103 decided |
| Joint | 436 | 22.2% of 342 decided |
| Sex Not Available | 104 | 17.8% of 90 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1081 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved