Mortgage lending in Waller County, Texas
Lenders in Waller County, Texas reported 4,766 mortgage applications for 2025, according to the CFPB.
4,766 mortgage applications and 2,549 loans originated in 2025; the denial rate was 27.1% of 3,752 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 4,766
- Applications
- 2,549
- Loans originated
- 27.1%
- Denial rate
- 1,017 denied of 3,752 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,766 | 2,549 |
| 2024 | 4,251 | 2,183 |
| 2023 | 4,061 | 2,097 |
| 2022 | 4,618 | 2,292 |
| 2021 | 4,497 | 2,422 |
| 2020 | 4,228 | 2,316 |
| 2019 | 2,505 | 1,430 |
| 2018 | 2,007 | 1,134 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lennar Mortgage, LLC | 433 | 605 |
| United Wholesale Mortgage | 159 | 232 |
| Rocket Mortgage | 113 | 173 |
| Calcon Mutual Mortgage LLC | 81 | 196 |
| KBHS Home Loans, LLC | 64 | 99 |
| Velocio Mortgage, L.L.C. | 53 | 67 |
| Ark-LA-Tex Financial Services LLC | 52 | 59 |
| CMG Mortgage Inc | 47 | 78 |
| loanDepot.com LLC | 42 | 69 |
| Towne Mortgage Company | 40 | 45 |
| DHI Mortgage Company, LTD. | 38 | 63 |
| 21ST Mortgage | 36 | 214 |
| New American Funding, LLC. | 33 | 68 |
| Interlinc Mortgage Services, LLC | 31 | 36 |
| Pennymac Loan Services LLC | 30 | 77 |
| Freedom Mortgage Corporation | 28 | 71 |
| Stone Meadow Lending, LLC | 28 | 38 |
| Crosscountry Mortgage, LLC | 28 | 41 |
| SFMC, LP | 27 | 38 |
| Triad Financial Services, Inc. | 27 | 180 |
| Cornerstone Capital Bank, SSB | 27 | 32 |
| CLM Mortgage, Inc | 27 | 35 |
| Brightland Mortgage Services, LTD. | 26 | 32 |
| Paramount Residential Mortgage | 25 | 37 |
| Vanderbilt Mortgage and Finance, Inc | 25 | 135 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 70 | 35.9% of 53 decided |
| Asian | 378 | 16.6% of 296 decided |
| Black or African American | 812 | 30.5% of 640 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,323 | 25.6% of 1,867 decided |
| 2 or more minority races | 23 | no rate: base under 50 |
| Joint | 109 | 18.6% of 86 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,030 | 32.1% of 775 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,499 | 31.6% of 1,201 decided |
| Not Hispanic or Latino | 2,257 | 22.7% of 1,792 decided |
| Joint | 242 | 24.7% of 182 decided |
| Ethnicity Not Available | 768 | 32.2% of 577 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,734 | 27.0% of 1,368 decided |
| Female | 1,045 | 31.9% of 853 decided |
| Joint | 1,613 | 22.3% of 1,260 decided |
| Sex Not Available | 374 | 35.1% of 271 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 383 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved