Mortgage lending in Montgomery County, Texas
Lenders in Montgomery County, Texas reported 35,339 mortgage applications for 2025, according to the CFPB.
35,339 mortgage applications and 19,975 loans originated in 2025; the denial rate was 24.1% of 28,094 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area.
- 35,339
- Applications
- 19,975
- Loans originated
- 24.1%
- Denial rate
- 6,779 denied of 28,094 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 35,339 | 19,975 |
| 2024 | 32,756 | 18,487 |
| 2023 | 30,360 | 16,313 |
| 2022 | 39,345 | 21,542 |
| 2021 | 55,648 | 33,371 |
| 2020 | 52,396 | 31,908 |
| 2019 | 30,331 | 18,277 |
| 2018 | 26,224 | 15,835 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,290 | 1,705 |
| Rocket Mortgage | 1,115 | 1,623 |
| DHI Mortgage Company, LTD. | 1,005 | 1,552 |
| Lennar Mortgage, LLC | 917 | 1,296 |
| loanDepot.com LLC | 566 | 813 |
| CMG Mortgage Inc | 532 | 802 |
| Ark-LA-Tex Financial Services LLC | 421 | 499 |
| Pulte Mortgage LLC | 412 | 660 |
| JPMorgan Chase Bank, NA | 373 | 601 |
| Guild Mortgage Company | 317 | 458 |
| Inspire Home Loans Inc. | 299 | 399 |
| Fairway Independent Mort Corp | 288 | 394 |
| Bank of America NA | 252 | 637 |
| Velocio Mortgage, L.L.C. | 240 | 310 |
| Pennymac Loan Services LLC | 232 | 496 |
| Cadence Bank | 226 | 298 |
| Primelending | 225 | 303 |
| Frost Bank | 220 | 440 |
| Freedom Mortgage Corporation | 219 | 470 |
| M/I Financial. LLC | 210 | 253 |
| Guaranteed Rate Affinity, LLC | 200 | 238 |
| New American Funding, LLC. | 197 | 386 |
| 21ST Mortgage | 193 | 1,238 |
| Kind Lending, LLC | 191 | 298 |
| Crosscountry Mortgage, LLC | 183 | 280 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 425 | 31.7% of 344 decided |
| Asian | 1,593 | 19.2% of 1,286 decided |
| Black or African American | 2,880 | 29.7% of 2,273 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 22,832 | 22.4% of 18,343 decided |
| 2 or more minority races | 108 | 24.7% of 89 decided |
| Joint | 823 | 21.5% of 661 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 6,600 | 28.9% of 5,038 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 8,401 | 30.1% of 6,693 decided |
| Not Hispanic or Latino | 20,010 | 21.1% of 16,061 decided |
| Joint | 1,585 | 22.2% of 1,268 decided |
| Ethnicity Not Available | 5,328 | 26.7% of 4,061 decided |
| Free Form Text Only | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 13,035 | 25.3% of 10,375 decided |
| Female | 6,927 | 29.1% of 5,509 decided |
| Joint | 12,816 | 19.7% of 10,299 decided |
| Sex Not Available | 2,561 | 27.4% of 1,911 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 441 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved