Mortgage lending in Morris County, Texas
Lenders in Morris County, Texas reported 428 mortgage applications for 2025, according to the CFPB.
428 mortgage applications and 203 loans originated in 2025; the denial rate was 31.6% of 323 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morris County, TX.
- 428
- Applications
- 203
- Loans originated
- 31.6%
- Denial rate
- 102 denied of 323 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 428 | 203 |
| 2024 | 375 | 191 |
| 2023 | 357 | 152 |
| 2022 | 422 | 218 |
| 2021 | 414 | 226 |
| 2020 | 358 | 200 |
| 2019 | 317 | 164 |
| 2018 | 287 | 154 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 63 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 286 | 28.2% of 216 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 64 | 31.4% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 40 | no rate: base under 50 |
| Not Hispanic or Latino | 303 | 33.0% of 224 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 73 | 31.6% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 141 | 27.4% of 106 decided |
| Female | 97 | 43.2% of 74 decided |
| Joint | 146 | 27.5% of 109 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1866 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved