Mortgage lending in Midland County, Texas
Lenders in Midland County, Texas reported 7,796 mortgage applications for 2025, according to the CFPB.
7,796 mortgage applications and 4,345 loans originated in 2025; the denial rate was 25.1% of 6,188 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Midland, TX HUD Metro FMR Area.
- 7,796
- Applications
- 4,345
- Loans originated
- 25.1%
- Denial rate
- 1,554 denied of 6,188 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,796 | 4,345 |
| 2024 | 6,903 | 3,884 |
| 2023 | 6,310 | 3,395 |
| 2022 | 7,787 | 4,340 |
| 2021 | 10,809 | 6,576 |
| 2020 | 11,917 | 7,040 |
| 2019 | 8,666 | 5,176 |
| 2018 | 7,287 | 4,240 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 319 | 469 |
| Primelending | 302 | 394 |
| Highlands Residential Mortgage, Ltd. | 258 | 309 |
| Rocket Mortgage | 242 | 363 |
| 21ST Mortgage | 196 | 1,202 |
| LRS Financial Network Dba HNB Mortgage | 152 | 176 |
| Ark-LA-Tex Financial Services LLC | 150 | 175 |
| Texas Tech Federal Credit Union | 137 | 161 |
| United Wholesale Mortgage | 124 | 174 |
| Securitynational Mortgage Company | 102 | 127 |
| Cardinal Financial Company, Li | 95 | 109 |
| Everett Financial, Inc. | 88 | 121 |
| Community National Bank | 83 | 110 |
| JPMorgan Chase Bank, NA | 73 | 96 |
| Flat Branch Mortgage, Inc. | 67 | 83 |
| Triad Financial Services, Inc. | 65 | 229 |
| Frost Bank | 58 | 110 |
| Freedom Mortgage Corporation | 54 | 117 |
| Guaranteed Rate, Inc. | 54 | 78 |
| Mtcu | 50 | 55 |
| Directions Equity, LLC | 49 | 57 |
| The Mortgage Link, Inc. | 47 | 53 |
| Pennymac Loan Services LLC | 45 | 102 |
| City Bank | 43 | 56 |
| Mortgage Research Center | 39 | 71 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 87 | 45.3% of 64 decided |
| Asian | 166 | 15.1% of 139 decided |
| Black or African American | 285 | 25.9% of 224 decided |
| Native Hawaiian or Other Pacific Islander | 13 | no rate: base under 50 |
| White | 5,772 | 23.9% of 4,630 decided |
| 2 or more minority races | under 10 | |
| Joint | 120 | 23.2% of 95 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,344 | 30.6% of 1,022 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,665 | 30.9% of 2,898 decided |
| Not Hispanic or Latino | 2,954 | 18.0% of 2,388 decided |
| Joint | withheld | |
| Ethnicity Not Available | 857 | 26.5% of 649 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,667 | 25.8% of 2,894 decided |
| Female | 1,293 | 30.9% of 1,051 decided |
| Joint | 2,393 | 20.9% of 1,921 decided |
| Sex Not Available | 443 | 25.2% of 322 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 323 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved