Mortgage lending in Deaf Smith County, Texas
Lenders in Deaf Smith County, Texas reported 423 mortgage applications for 2025, according to the CFPB.
423 mortgage applications and 187 loans originated in 2025; the denial rate was 37.3% of 335 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Deaf Smith County, TX.
- 423
- Applications
- 187
- Loans originated
- 37.3%
- Denial rate
- 125 denied of 335 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 423 | 187 |
| 2024 | 354 | 170 |
| 2023 | 381 | 171 |
| 2022 | 507 | 267 |
| 2021 | 544 | 321 |
| 2020 | 434 | 236 |
| 2019 | 279 | 163 |
| 2018 | 271 | 154 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FirstBank Southwest | 26 | 41 |
| Fairway Independent Mort Corp | 21 | 28 |
| Primelending | 18 | 23 |
| First Financial Bank | 17 | 29 |
| Amarillo National Bank | 13 | 26 |
| First National Bank of Hereford | 12 | 15 |
| Rocket Mortgage | 10 | 13 |
| United Wholesale Mortgage | 7 | 10 |
| Education Credit Union | 6 | 8 |
| Planet Home Lending, LLC | 5 | 5 |
| Guild Mortgage Company | 4 | 4 |
| Centennial Bank | 4 | 9 |
| 21ST Mortgage | 4 | 42 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 23 |
| Triad Financial Services, Inc. | 3 | 27 |
| Mortgage Research Center | 3 | 6 |
| Southwest Stage Funding LLC | 2 | 7 |
| Acrisure Mortgage, LLC | 2 | 4 |
| Union Home Mortgage Corp. | 2 | 5 |
| Alliance Credit Union | 2 | 3 |
| Wells Fargo Bank NA | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 5 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Associated Mortgage Corporation | 1 | 1 |
| American Financial Network, Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 306 | 33.5% of 248 decided |
| Joint | under 10 | |
| Race Not Available | 101 | 50.7% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 286 | 36.7% of 229 decided |
| Not Hispanic or Latino | 74 | 31.0% of 58 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 173 | 33.3% of 135 decided |
| Female | 86 | 48.5% of 68 decided |
| Joint | 132 | 32.1% of 109 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1862 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved