Mortgage lending in Newton County, Texas
Lenders in Newton County, Texas reported 421 mortgage applications for 2025, according to the CFPB.
421 mortgage applications and 152 loans originated in 2025; the denial rate was 45.1% of 324 applications decided. The median loan was about $140,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newton County, TX.
- 421
- Applications
- 152
- Loans originated
- 45.1%
- Denial rate
- 146 denied of 324 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 421 | 152 |
| 2024 | 397 | 134 |
| 2023 | 438 | 106 |
| 2022 | 502 | 166 |
| 2021 | 464 | 208 |
| 2020 | 459 | 163 |
| 2019 | 336 | 128 |
| 2018 | 306 | 127 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 82 | 81.4% of 59 decided |
| White | 284 | 38.2% of 220 decided |
| Joint | under 10 | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 338 | 44.6% of 258 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 151 | 39.8% of 113 decided |
| Female | 94 | 63.6% of 77 decided |
| Joint | 149 | 38.7% of 111 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2110 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved