Mortgage lending in Collin County, Texas
Lenders in Collin County, Texas reported 51,164 mortgage applications for 2025, according to the CFPB.
51,164 mortgage applications and 31,211 loans originated in 2025; the denial rate was 18.8% of 40,299 applications decided. The median loan was about $375,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas, TX HUD Metro FMR Area.
- 51,164
- Applications
- 31,211
- Loans originated
- 18.8%
- Denial rate
- 7,580 denied of 40,299 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 51,164 | 31,211 |
| 2024 | 47,802 | 28,814 |
| 2023 | 46,054 | 25,966 |
| 2022 | 59,420 | 33,777 |
| 2021 | 96,592 | 63,075 |
| 2020 | 100,348 | 65,086 |
| 2019 | 55,932 | 34,836 |
| 2018 | 48,432 | 29,547 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 4,522 | 5,790 |
| Rocket Mortgage | 1,595 | 2,285 |
| DHI Mortgage Company, LTD. | 1,522 | 2,317 |
| Lennar Mortgage, LLC | 1,203 | 1,622 |
| loanDepot.com LLC | 1,023 | 1,321 |
| JPMorgan Chase Bank, NA | 639 | 1,035 |
| Crosscountry Mortgage, LLC | 619 | 883 |
| Bank of America NA | 600 | 1,480 |
| Pennymac Loan Services LLC | 551 | 1,068 |
| Frost Bank | 525 | 923 |
| Credit Union of Texas | 489 | 775 |
| Velocio Mortgage, L.L.C. | 450 | 512 |
| SFMC, LP | 438 | 609 |
| Ark-LA-Tex Financial Services LLC | 409 | 580 |
| CMG Mortgage Inc | 387 | 574 |
| Pulte Mortgage LLC | 379 | 508 |
| Primelending | 374 | 534 |
| Union Home Mortgage Corp. | 350 | 402 |
| Randolph-Brooks Federal Credit Union | 347 | 651 |
| Paramount Residential Mortgage | 341 | 474 |
| Freedom Mortgage Corporation | 323 | 659 |
| The Loan Store, Inc | 320 | 440 |
| Newrez LLC | 313 | 804 |
| Provident Funding Associates | 303 | 487 |
| Highlands Residential Mortgage, Ltd. | 300 | 408 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 261 | 29.5% of 193 decided |
| Asian | 15,334 | 15.6% of 12,066 decided |
| Black or African American | 4,014 | 26.4% of 3,148 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 21,414 | 18.3% of 17,177 decided |
| 2 or more minority races | 188 | 20.3% of 158 decided |
| Joint | 1,297 | 17.3% of 1,036 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 8,599 | 22.2% of 6,481 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 5,022 | 23.4% of 4,027 decided |
| Not Hispanic or Latino | 36,216 | 17.8% of 28,692 decided |
| Joint | 1,873 | 14.9% of 1,532 decided |
| Ethnicity Not Available | 8,035 | 21.3% of 6,033 decided |
| Free Form Text Only | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 20,165 | 19.4% of 15,795 decided |
| Female | 8,504 | 22.4% of 6,735 decided |
| Joint | 18,579 | 15.6% of 14,935 decided |
| Sex Not Available | 3,916 | 23.8% of 2,834 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 118 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved